Bay County property record for 2192 Garfield Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 2011 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2025) |
| Tax Bill | $1,537 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-027-200-040-00 |
| Primary APN | 020-027-200-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 177 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Sauna | Sauna |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2192 GARFIELD RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 812 FT N OF SE COR OF NE 1/4 TH W 245 FT TH N 177 FT TH E 245 FT TH S 177 FT TO BEG. SEC 27 T15N R3E |
| Legal Range | 03E |
| Legal Township | 15N |
| Legal Section | 27 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 286101 |
2192 Garfield Rd is owned and occupied by an individual who bought it in December 2025.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52478 FORD LN, CHESTERFIELD, MI 48047-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 8, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Aug 20, 2018 | Warranty Deed, Transfer ACADEMY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on File |
| Deed Sale | Dec 8, 2025 · Amount on File |
| Prior Sale | Aug 20, 2018 · Amount on File |
| Deed Document Number | 202515205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2192 GARFIELD RD, AUBURN, MI 48611-9766 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2192 GARFIELD RD, AUBURN, MI 48611-9766 |
| Document Number | 0000014313 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 202114313 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 8, 2025 |
| Property Address | 2192 GARFIELD RD, AUBURN, MI 48611-9766 |
| Document Number | 0000015205 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 202515205 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2192 GARFIELD RD, AUBURN, MI 48611-9766 |
| Name | Verified Name |
|---|---|
| Address | 52478 FORD LN, CHESTERFIELD, MI 48047-3515 |
| Document Number | 0000015194 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 202515194 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 20, 2018 |
| Property Address | 2192 GARFIELD RD, AUBURN, MI 48611-9766 |
| Document Number | 0000011469 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 11469 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2052 E KITCHEN RD PINCONNING MI 486509755, PINCONNING, MI 48650-9755 |
| Document Number | 11470 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 11470 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $106,100 (+14.7%) | $212,200 (+14.7%) |
| 2025 | $92,500 | $185,000 | |
| 2024 | $1,537.00 | ||
| 2023 | $77,200 | $154,400 | |
| 2022 | $2,466.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2192 Garfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2192 Garfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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