2192 Ditch Rd, New Lothrop, MI 48460 Property Records

Saginaw County property record for 2192 Ditch Rd, New Lothrop, MI 48460

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,568 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2022)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-26-4004-002`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-26-4004-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,264 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2192 DITCH RD
City	NEW LOTHROP
State	MI
Zip	48460-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 CORN OF SEC TH E 682.60 FT TO POB TH N 437.75 FT TH E 199.02 FT TH S 437.75 FT TH W 199.02 FT TO POB 2.0 ACRES SEC 26 T9N R4E *NEW # SPLIT FROM PARENT 4004-000 6/3/04 *DESC CHGD/DID NOT RETIRE # 1/24/05
Legal Range	04E
Legal Township	09N
Legal Section	26
Legal Subdivision	SE4 OF S26T09NR04E
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	4
Census Block	4014
Census Tract	12900

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2192 DITCH RD, NEW LOTHROP, MI 48460-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Document Number	20223248
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2192 DITCH RD, NEW LOTHROP, MI 48460-9666
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 DITCH RD, NEW LOTHROP, MI 48460-9666

Mortgage

Document Number	0000011598
Date	May 10, 2023
Instrument	2023011598

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 4, 2022
Property Address	2192 DITCH RD, NEW LOTHROP, MI 48460-9666
Document Number	0000003248
Instrument Date	Jan 5, 2022
Instrument	2022003248
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2192 DITCH RD, 2192, NEW LOTHROP, MI 48460-9666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 DITCH RD, NEW LOTHROP, MI 48460-9666

Mortgage

Document Number	0000003249
Date	Feb 4, 2022
Instrument	2022003249

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	New Lothrop Area Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,900 (+23.88%)	$271,800 (+23.88%)
2025	$1,301.00 (-55.61%) Homeowner's exemption
2023		$109,700	$219,400
2022	$2,931.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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