2192 Deep Creek Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2192 Deep Creek Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 2013
Lot Size	15.7 acres (687,377 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (May 2013)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 19 8`

Property Details

APN / Parcel Number

Primary APN	`21 19 8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	1,908 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	687,377 sqft (15.7 acres)
Terrain	Rolling
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	252 sqft
Patio Area	336 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2192 DEEP CREEK RD
City	PALMYRA
State	VA
Zip	22963-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 979-659 AC 15.78 DEEP CREEK EST
Legal Subdivision	DEEP CREEK EST
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1031
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2192 DEEP CREEK RD, PALMYRA, VA 22963-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2013 · Amount on Record
Deed Sale	May 22, 2013 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	20132118
Deed Book / Page	895 / 582
Last Transfer Date	Sep 9, 2016
Transfer Doc	0000000333
Record Updated	Sep 20, 2026

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Jan 31, 2017
Property Address	2192 DEEP CREEK RD, PALMYRA, VA 22963-4658
Document Number	1700333
Map Reference	PB 2 PG 51
Instrument Date	Sep 9, 2016
Instrument	1700333
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1700334
Date	Jan 31, 2017
Instrument	1700334

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,000 (-) Land $107,000 Building $411,000	$518,000 (-) Land $107,000 Building $411,000
2025	$3,910.00 (+5.99%)	$518,000 (+18.51%) Land $107,000 Building $411,000	$518,000 (+18.51%) Land $107,000 Building $411,000
2023		$437,100 Land $107,000 Building $330,100	$437,100 Land $107,000 Building $330,100
2022	$3,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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