21919 Riddles Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21919 Riddles Ct, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,108 sqft · built 2008
Lot Size	0.15 acres (6,517 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (May 2024)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-513-29`

Property Details

APN / Parcel Number

Primary APN	`007-513-29`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,108 sqft Living Area
Gross Area	3,605 sqft
1st Floor Area	1,693 sqft
Upper Floors Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	6,517 sqft (0.15 acres)
Garage Type	Attached
Garage Area	497 sqft
Porch	Finished/Open Porch
Porch Area	428 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21919 RIDDLES CT
City	CORNELIUS
State	NC
Zip	28031-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	L28 M49--489
Legal Subdivision	CORNELIUS TOD MAP 01
Legal Block	3
Legal Lot Number	28
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1013
Census Tract	6409

Owner

Source: Mecklenburg County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202442397
Deed Book / Page	38806 / 488
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	0000078246
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160

Mortgage

Document Number	0000004535
Date	Jan 15, 2026
Book Page	40139/863
Instrument	2026004535

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 21, 2021
Property Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160
Document Number	0000078246
Book / Page	35963 / 569
Map Reference	MB 49 PG 489
Instrument Date	Apr 15, 2021
Instrument	2021078246
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160

Mortgage

Document Number	0000078247
Date	Apr 21, 2021
Instrument	2021078247

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 20, 2019
Property Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160
Document Number	0000125125
Book / Page	33866 / 927
Map Reference	MB 49 PG 489
Instrument Date	Sep 20, 2019
Instrument	2019125125
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2354, DAVIDSON, NC 28036-5354

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21919 RIDDLES CT, CORNELIUS, NC 28031-8160

Mortgage

Document Number	0000125126
Date	Sep 20, 2019
Book Page	33866/929
Instrument	2019125126

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,952.00	$735,600 Land $169,000 Building $566,600	$735,600 Land $169,000 Building $566,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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