21915 45th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 21915 45th Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1977
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (May 2023)
Tax Bill$4,668 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Apr 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN781620-0-750

Property Details

APN / Parcel Number

Primary APN781620-0-750

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area1,840 sqft
1st Floor Area1,400 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchWood Porch
Deck Area130 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address21915 45TH AVE E
CitySPANAWAY
StateWA
Zip98387-6831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 34 SOUTHWOOD SECOND ADD L 13 BLK D EASE OF RECORD
Legal Range03
Legal Township18
Legal Section12
Legal SubdivisionSOUTHWOOD SECOND ADD
Legal BlockD
Legal Lot Number13
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2011
Census Tract71414

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21915 45TH AVE E, SPANAWAY, WA 98387-6831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Warranty Deed, Transfer · FHA Mortgage
GLOBAL CU
Apr 26, 2017Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Feb 14, 2017Grant Deed, Transfer · Conventional with PMI
LARAMIE PACIFIC LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleApr 26, 2017 · Amount on Record
Deed Document Number2023204
Prior Transfer DateMay 24, 2007
Prior Transfer Doc0000000666
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 24, 2023
Property Address21915 45TH AVE E, SPANAWAY, WA 98387-6831
Document Number0005240204
Map ReferenceVOL 44 PG 44&45
Instrument DateMay 22, 2023
Instrument202305240204
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyWFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,640.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21915 45TH AVE E, SPANAWAY, WA 98387-6831

Mortgage

Document Number0005240205
DateMay 24, 2023
Instrument202305240205
Lender
NameGLOBAL CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateApr 26, 2017
Property Address21915 45TH AVE E, SPANAWAY, WA 98387-6831
Document Number1704260171
Instrument DateApr 21, 2017
Instrument201704260171
Transaction TypeTransfer
Record UpdatedMay 15, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,722.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21915 45TH AVE E SPANAWAY WA 983876831, SPANAWAY, WA 98387-6831

Mortgage

Document Number1704260172
DateApr 26, 2017
Instrument201704260172
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPIERCE WA
Recording DateFeb 14, 2017
Property Address21915 45TH AVE E, SPANAWAY, WA 98387-6831
Document Number1702141030
Instrument DateJan 3, 2017
Instrument201702141030
Transaction TypeTransfer
Record UpdatedMar 1, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,075.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10517 140TH AVENUE CT E PUYALLUP WA 983742000, PUYALLUP, WA 98374-2000

Mortgage

Document Number1702141031
DateFeb 14, 2017
Instrument201702141031
Lender
NameLARAMIE PACIFIC LLC
Address712 MAIN ST # 2200, HOUSTON, TX 77002-3206
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,000 (+5.15%) Land $153,600 Building $248,400$402,000 (+5.15%) Land $153,600 Building $248,400
2025$4,668.00 (+4.34%)
2024$4,474.00 (-2.59%)$382,300 (-4.43%) Land $156,000 Building $226,300$382,300 (-4.43%) Land $156,000 Building $226,300
2023$4,593.00$400,000 Land $156,000 Building $244,000$400,000 Land $156,000 Building $244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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