21913 N 1900 E Rd, Towanda, IL 61776 Property Records

McLean County property record for 21913 N 1900 E Rd, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,525 sqft · built 1985
Lot Size	12.2 acres (534,046 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2013)
Tax Bill	$10,519 (2023)
Deeds & Mortgages	Sep 2021 Second Mortgage
Flood Zone	Zone A (high risk)
APN	`08-29-100-023`

Property Details

APN / Parcel Number

Primary APN	`08-29-100-023`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,525 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	534,046 sqft (12.2 acres)
Garage Type	Attached
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21913 N 1900 EAST RD
City	TOWANDA
State	IL
Zip	61776-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 29-25-3E MONEY CREEK SUB LOT 1
Legal Range	03E
Legal Township	25
Legal Section	29
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4043
Census Tract	5102

Owner

Source: McLean County records, as of May 6, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21913 N 1900 EAST RD, TOWANDA, IL 61776-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	2013-00016811
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	21913 N 1900 EAST RD, TOWANDA, IL 61776-7535
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022322
Date	Sep 16, 2021
Instrument	2021-00022322

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Aug 14, 2033

Tax Assessment & Valuation

Source: McLean County assessment roll, as of February 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,519.00	$138,603 Land $60,722 Building $77,881	$415,809 Land $182,166 Building $233,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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