2191 Waterside Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 2191 Waterside Dr, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,931 sqft · built 1976
Lot Size	0.331 acres (14,397 sqft)
Owner	2 Individual Names on File
Last Sale	$745,500 (Dec 2025)
Tax Bill	$7,891 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-746-9704-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9704-6`
Alternative APNs	`25-29-15-93869-000-0340` `291525938690000340` `R269878`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	1,931 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,397 sqft (0.331 acres)
Lot Dimensions	126 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	159 sqft
Loading Dock	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269878
Street Address	2191 WATERSIDE DR
City	CLEARWATER
State	FL
Zip	33764-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VENETIAN GARDENS LOT 34
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	VENETIAN GARDENS
Legal Block	3
Legal Lot Number	34
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3014
Census Tract	25401

Owner

2191 Waterside Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Pinellas County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2191 WATERSIDE DR, CLEARWATER, FL 33764-6658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	May 11, 2021 · Amount on File
Deed Document Number	2025364367
Deed Book / Page	23407 / 528
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 30, 2025
Property Address	2191 WATERSIDE DR, CLEARWATER, FL 33764-6658
Document Number	0234070528
Book / Page	23407 / 528
Map Reference	MB 70 PG 16
Instrument Date	Dec 22, 2025
Instrument	2025364367
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,218.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 DRIFTWOOD LN, LARGO, FL 33770-2654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 WATERSIDE DR, CLEARWATER, FL 33764-6658

Mortgage

Document Number	0023407530
Date	Dec 30, 2025
Instrument	23407/530

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 11, 2021
Property Address	2191 WATERSIDE DR, CLEARWATER, FL 33764-6658
Document Number	0215300802
Book / Page	21530 / 802
Map Reference	MB 70 PG 16
Instrument Date	May 7, 2021
Instrument	2021156385
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 MOSSY OAK TRL, 315, NEBO, NC 28761-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 WATERSIDE DR, CLEARWATER, FL 33764-6658

Mortgage

Document Number	0021530804
Date	May 11, 2021
Instrument	21530/804

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2191 Waterside Dr was $7,891.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,891.00	$415,616 Land $263,358 Building $152,258	$415,616 Land $263,358 Building $152,258
2023	$9,040.00 (-0.68%) Homeowner's exemption	$520,197 (+8.73%)	$520,197 (+8.73%) Land $255,194 Building $265,003
2022	$9,102.00	$478,413	$478,413 Land $278,812 Building $199,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2191 Waterside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 161 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	79 (1983–2024)
Claims Outside the SFHA	2 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 59 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2191 Waterside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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