2191 River Rd, Ponce De Leon, FL 32455 Property Records

Walton County property record for 2191 River Rd, Ponce De Leon, FL 32455

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1984
Lot Size	0.921 acres (40,119 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2022)
Tax Bill	$813 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`35-3N-17-06010-00B-0080`

Property Details

APN / Parcel Number

Primary APN	`35-3N-17-06010-00B-0080`
Alternative APN	`1079902`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,119 sqft (0.921 acres)
Lot Dimensions	18.5 ft deep x 21.7 ft wide
Porch	Porch
Porch Area	688 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1079902
Street Address	2191 RIVER RD
City	PONCE DE LEON
State	FL
Zip	32455-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK B VALLEY LANDING PB 5-17 OR 269-55 OR 3259-1685 OR 3260-234
Legal Range	17W
Legal Township	03N
Legal Section	35
Legal Subdivision	VALLEY LANDING S/D
Legal Block	B
Legal Lot Number	8-9 9
Jurisdiction	WALTON FL
Township / Civil Division	REDBAY
Census Block Group	1
Census Block	1067
Census Tract	950400

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2191 RIVER RD, PONCE DE LEON, FL 32455-5413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Seller Carry-Back BURT COSSON
Jul 8, 2022	Warranty Deed, Subdivision Related Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 8, 2022
Deed Document Number	20220032748
Deed Book / Page	3260 / 234
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 15, 2022
Property Address	2191 RIVER RD, PONCE DE LEON, FL 32455-5413
Document Number	0032600234
Book / Page	3260 / 234
Map Reference	MB 5 PG 17
Instrument Date	Jul 13, 2022
Instrument	20220032748
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 WALTON BRIDGE RD, 350, PONCE DE LEON, FL 32455-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17545 FRONT BEACH RD UNIT 410, 410, PANAMA CITY BEACH, FL 32413-2052

Mortgage

Document Number	0003260236
Date	Jul 15, 2022
Instrument	3260/236

Lender

Name	BURT COSSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2027

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 8, 2022
Property Address	2191 RIVER RD, PONCE DE LEON, FL 32455-5413
Document Number	0032591685
Book / Page	3259 / 1685
Map Reference	MB 5 PG 17
Instrument Date	Jul 6, 2022
Instrument	20220031834
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 WALTON BRIDGE RD, 350, PONCE DE LEON, FL 32455-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 WALTON BRIDGE RD, PONCE DE LEON, FL 32455-3810

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,956 (-0.51%) Land $18,445 Building $106,511	$124,956 (-0.51%) Land $18,445 Building $106,511
2024	$813.00 (+0.37%)
2023	$810.00 (-15.09%) Homeowner's exemption	$125,595 (+10.29%) Land $15,780 Building $109,815	$125,595 (+10.29%) Land $15,780 Building $109,815
2022	$954.00	$113,873 Land $17,516 Building $96,357	$113,873 Land $17,516 Building $96,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1990–1998)
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures