2191 Lk Ysabel Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 2191 Lk Ysabel Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,913 sqft · built 2006
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Company Names on Record
Last Sale	$2,030,000 (Feb 2026)
Tax Bill	$11,791 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-285-046`

Property Details

APN / Parcel Number

Primary APN	`020-285-046`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,913 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	58,806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2191 LAKE YSABEL RD
City	TEMPLETON
State	CA
Zip	93465-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 56-39 PAR 121
Legal Subdivision	PARCEL MAP COAL99-0229
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2027
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Aug 22, 2008 · Amount on Record
Deed Document Number	20264531
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	0000066751
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 17, 2026
Property Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646
Document Number	0000004531
Map Reference	MB 56 PG 39
Instrument Date	Jan 21, 2026
Instrument	2026004531
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646

Mortgage

Document Number	0000004532
Date	Feb 17, 2026
Instrument	2026004532

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 1, 2021
Property Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646
Document Number	0000066751
Map Reference	MB 56 PG 39
Instrument Date	Jul 13, 2021
Instrument	2021066751
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 30, 2021
Property Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646
Document Number	0000066338
Map Reference	MB 56 PG 39
Instrument Date	Jul 13, 2021
Instrument	2021066338
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646

Mortgage

Document Number	0000066339
Date	Sep 30, 2021
Instrument	2021066339

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2191 LAKE YSABEL RD, TEMPLETON, CA 93465-8646
Document Number	0000045523
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2191 LAKE YSABEL RD TEMPLETON CA 934658646, TEMPLETON, CA 93465-8646

Mortgage

Document Number	0000045523
Date	Oct 31, 2018
Instrument	45523

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,124,569 (+2%) Land $328,371 Building $796,198
2025	$11,791.00 (+1.73%) Homeowner's exemption	$1,102,520 (+4.04%) Land $321,933 Building $780,587
2024	$11,590.00 (+1.85%)
2023	$11,379.00 (+1.76%) Homeowner's exemption	$1,059,710 Land $309,433 Building $750,277
2022	$11,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA YSABEL RANCH MWC private · serves 344 people · EPA ID CA4000802
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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