2191 Janet St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2191 Janet St, Navarre, FL 32566

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,902 sqft · built 2006
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2021)
Tax Bill	$2,851 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-0780-0QQ51-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-0780-0QQ51-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,902 sqft Total Area
1st Floor Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	1,100 ft deep x 750 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	162 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S2607800QQ510000
Street Address	2191 JANET ST
City	NAVARRE
State	FL
Zip	32566-3308
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2M
Legal Description	CRESCENT SHORES COMM NE CORN LT QQ THN W 135 FT THN S 1344. 45 FT TO POB & CONT 75 FT THN W 110 FT THN N 75 FT THN E 110 FT
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	CRESCENT SHORES
Legal Block	B
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1006
Census Tract	10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2191 JANET ST, NAVARRE, FL 32566-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	202159589
Deed Book / Page	4173 / 1916
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 8, 2021
Property Address	2191 JANET ST, NAVARRE, FL 32566-3308
Document Number	0041731916
Book / Page	4173 / 1916
Map Reference	MB A PG 70
Instrument Date	Sep 2, 2021
Instrument	202159589
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2156 JANET ST, NAVARRE, FL 32566-3381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 JANET ST, NAVARRE, FL 32566-3308
Investor	Possibly a Property Investor

Mortgage

Document Number	0041731919
Date	Sep 8, 2021
Instrument	4173/1919

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,851.00 (+3.22%)	$237,455 (+4.73%) Land $54,862 Building $182,593	$237,455 (+4.73%) Land $54,862 Building $182,593
2023	$2,762.00 (+1.96%)	$226,732 (+2.76%) Land $49,875 Building $176,857	$226,732 (+2.76%) Land $49,875 Building $176,857
2022	$2,709.00	$220,648	$220,648 Land $44,887 Building $175,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20