2191 Cornwall St, Germantown, TN 38138 Property Records

Shelby County property record for 2191 Cornwall St, Germantown, TN 38138

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,708 sqft · built 1973
Lot Size	0.324 acres (14,112 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Mar 2008)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G0-230U-B0-0016`

Property Details

APN / Parcel Number

Primary APN	`G0-230U-B0-0016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,708 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,112 sqft (0.324 acres)
Lot Dimensions	144 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Patio Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2191 CORNWALL ST
City	GERMANTOWN
State	TN
Zip	38138-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	NS CORNWALL CV COR CORNWALL ST NW SEE MAP D2-30UB
Legal Subdivision	POPLAR PIKE WOODS REV
Legal Block	A
Legal Lot Number	57
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2027
Census Tract	21430

Owner

2191 Cornwall St is owned and occupied by two individuals who bought it in March 2008.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2191 CORNWALL ST, GERMANTOWN, TN 38138-4606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2008 · Amount on File
Deed Sale	Mar 4, 2008 · Amount on File
Prior Sale	Jul 10, 2002 · Amount on File
Deed Document Number	200829740
Prior Transfer Date	May 22, 1989
Prior Transfer Doc	0000007117
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2191 CORNWALL ST, GERMANTOWN, TN 38138-4606
Document Number	0000052625
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2191 CORNWALL ST GERMANTOWN TN 381384606, GERMANTOWN, TN 38138-4606

Mortgage

Document Number	0000052625
Date	May 26, 2020
Instrument	52625

Lender

Name	BARTLETT MTG
Type	Mortgage Company
Address	BARTLETT, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2191 Cornwall St was $2,584.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00	$96,075 Land $21,500 Building $74,575	$384,300 Land $86,000 Building $298,300
2023		$73,475 Land $12,200 Building $61,275
2022	$3,720.00
2021			$293,900 Land $48,800 Building $245,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2191 Cornwall St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2191 Cornwall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20