21909 Otoe Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 21909 Otoe Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1984
Lot Size0.425 acres (18,500 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Dec 2022)
Tax Bill$3,583 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0437-511-01-0000

Property Details

APN / Parcel Number

Primary APN0437-511-01-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area1,610 sqft
1st Floor Area1,150 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleModern
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,500 sqft (0.425 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21909 OTOE RD
CityAPPLE VALLEY
StateCA
Zip92307-1858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4649 LOT 70
Legal SubdivisionTRACT NO. 4649
Legal Tract4649
Legal Block1
Legal Lot Number70
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group1
Census Block1013
Census Tract9713

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21909 OTOE RD, APPLE VALLEY, CA 92307-1858
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2022 · Amount on Record
Deed SaleDec 27, 2022 · Amount on Record
Deed Document Number2022407822
Prior Transfer DateApr 27, 1998
Prior Transfer Doc0000191825
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateDec 27, 2022
Property Address21909 OTOE RD, APPLE VALLEY, CA 92307-1858
Document Number0000407822
Map ReferenceMB 92 PG 97&98
Instrument DateDec 9, 2022
Instrument2022-0407822
Transaction TypeTransfer
Record UpdatedJan 9, 2023
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21909 OTOE RD, APPLE VALLEY, CA 92307-1858

Mortgage

Document Number0000407823
DateDec 27, 2022
Instrument2022-0407823
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$318,362 (+2%) Land $63,672 Building $254,690
2025$3,583.00 (+1.76%) Homeowner's exemption$312,120 (+4.04%) Land $62,424 Building $249,696
2023$3,521.00 (+118.56%)$300,000 Land $60,000 Building $240,000
2022$1,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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