21908 NW Black Bottom Rd, Altha, FL 32421 Property Records

Calhoun County property record for 21908 NW Black Bottom Rd, Altha, FL 32421

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,422 sqft · built 2005
Lot Size	2.73 acres (119,037 sqft)
Owner	Individual Name on Record
Tax Bill	$2,025 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`05-1N-09-0000-0002-0600`

Property Details

APN / Parcel Number

Primary APN	`05-1N-09-0000-0002-0600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,422 sqft Heated Area
Gross Area	2,068 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	119,037 sqft (2.73 acres)
Lot Dimensions	934 ft deep x 148 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	21908 NW BLACK BOTTOM RD
City	ALTHA
State	FL
Zip	32421-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE/C OF SE OF NW S1D8'W ALG E BND 125.10FT FOR POB N89 D31'W 904.11FT TO CHIPOLA RIV NWLY ALNG RIVER 139FT TO A PT
Legal Range	09W
Legal Township	01N
Legal Section	05
Legal Block	0206
Legal Lot Number	600
Jurisdiction	CALHOUN FL
Township / Civil Division	ALTHA
Census Block Group	1
Census Block	1075
Census Tract	10100

Owner

Source: Calhoun County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21908 NW BLACK BOTTOM RD, ALTHA, FL 32421-4278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 26, 2018	Quit Claim Deed, Transfer CALHOUN-LIBERTY ABSTRACT COMPANY, CALHOUN-LIBERTY ABSTRACT CO
Dec 26, 2018	Warranty Deed, Transfer CALHOUN LIBERTY ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018
Deed Sale	Dec 26, 2018
Prior Sale	Dec 26, 2018
Deed Document Number	201807003615
Deed Book / Page	443 / 0150
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN FL
Property Address	21908 NW BLACK BOTTOM RD, ALTHA, FL 32421-4278
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007002170
Date	Jun 28, 2021
Book Page	471/809
Instrument	202107002170

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	3.99%
Index	Other
Margin	3
Max Rate	6.99%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN FL
Property Address	21908 NW BLACK BOTTOM RD, ALTHA, FL 32421-4278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007000104
Date	Jan 21, 2020
Book Page	454/0149
Instrument	202007000104

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN FL
Recording Date	Dec 26, 2018
Property Address	21908 NW BLACK BOTTOM RD, ALTHA, FL 32421-4278
Document Number	0007003614
Book / Page	000443 / 000149
Instrument Date	Dec 20, 2018
Instrument	7003614
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CALHOUN-LIBERTY ABSTRACT COMPANY, CALHOUN-LIBERTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21908 NW BLACK BOTTOM RD ALTHA FL 324214278, ALTHA, FL 32421-4278

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN FL
Recording Date	Dec 26, 2018
Property Address	21908 NW BLACK BOTTOM RD, ALTHA, FL 32421-4278
Document Number	0007003615
Book / Page	443 / 0150
Instrument Date	Dec 20, 2018
Instrument	201807003615
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CALHOUN LIBERTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21908 NW BLACK BOTTOM RD, ALTHA, FL 32421-4278

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,571 (+2.9%)	$208,843 (+3.79%) Land $52,003 Building $156,840
2024	$2,025.00 (+7.2%) Homeowner's exemption	$170,623 (+3%)	$201,222 (+21.47%) Land $52,003 Building $149,219
2023	$1,889.00 (-2.73%) Homeowner's exemption	$165,653 (-0.34%) Land $52,003 Building $113,650	$165,653 (-0.34%) Land $52,003 Building $113,650
2022	$1,942.00 Homeowner's exemption	$166,218 Land $52,003 Building $114,215	$166,218 Land $52,003 Building $114,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	15 (1994–2018)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 8 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Fidium Fiber DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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