Orange County property record for 2190 Temple Dr, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1956 |
| Lot Size | 0.161 acres (7,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Dec 2025) |
| Tax Bill | $5,144 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2025 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-21-30-2820-05-012 |
| Primary APN | 32-21-30-2820-05-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 1,442 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,001 sqft (0.161 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 106 sqft |
| Storage Building | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2190 TEMPLE DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-1669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | FONTAINEBLEAU L/127 THE N1/2 LOTS 1 & 2 BLK E |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 32 |
| Legal Subdivision | FONTAINEBLEAU |
| Legal Tract | 2820 |
| Legal Block | E |
| Legal Lot Number | 1,2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15802 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2190 TEMPLE DR, WINTER PARK, FL 32789-1669 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 3, 2025 | Warranty Deed, Construction Loan · Construction Mortgage REALTY CAPITAL FINANCIAL LLC |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Mar 3, 2016 · Amount on Record |
| Deed Document Number | 2025691978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2190 TEMPLE DR, WINTER PARK, FL 32789-1669 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000160982 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 20220160982 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 3, 2025 |
| Property Address | 2190 TEMPLE DR, WINTER PARK, FL 32789-1669 |
| Document Number | 0000691978 |
| Map Reference | MB L PG 127 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 20250691978 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 15, 2025 |
| Title Company | COMMUNITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2190 TEMPLE DR, WINTER PARK, FL 32789-1669 |
| Document Number | 0000691979 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 20250691979 |
| Name | REALTY CAPITAL FINANCIAL LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2190 TEMPLE DR, WINTER PARK, FL 32789-1669 |
| Document Number | 0000314065 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | DOCPROBE |
| Name | Verified Name |
|---|---|
| Address | 2190 TEMPLE DR WINTER PARK FL 327891669, WINTER PARK, FL 32789-1669 |
| Document Number | 0000314065 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 314065 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 3, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2190 TEMPLE DR, WINTER PARK, FL 32789-1669 |
| Document Number | 0000628903 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 2190 TEMPLE DR WINTER PARK FL 327891669, WINTER PARK, FL 32789-1669 |
| Document Number | 0000628903 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 628903 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706,690 (+98.31%) Land $300,000 Building $406,690 | $706,690 (-1.14%) Land $300,000 Building $406,690 | |
| 2025 | $5,144.00 (+3.5%) Homeowner's exemption | $356,360 (+5.99%) | $714,870 (+8.99%) Land $300,000 Building $414,870 |
| 2024 | $4,970.00 (+4.17%) | ||
| 2023 | $4,771.00 (+7.65%) Homeowner's exemption | $336,230 (+3%) | $655,880 (+37.28%) Land $300,000 Building $355,880 |
| 2022 | $4,432.00 Homeowner's exemption | $326,437 | $477,755 Land $175,100 Building $302,655 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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