2190 Oakley Rd, Stokes, NC 27884 Property Records

Pitt County property record for 2190 Oakley Rd, Stokes, NC 27884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,205 sqft · built 1980
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2024)
Tax Bill	$1,401 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035032`

Property Details

APN / Parcel Number

Primary APN	`035032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,205 sqft Heated Area
Gross Area	2,447 sqft
1st Floor Area	1,696 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	359 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2190 OAKLEY RD
City	STOKES
State	NC
Zip	27884-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ALICE ACRES
Legal Subdivision	ALICE ACRES
Legal Lot Number	7,6
Jurisdiction	PITT NC
Township / Civil Division	PACTOLUS
Census Block Group	2
Census Block	2025
Census Tract	901

Owner

2190 Oakley Rd is owned and occupied by an individual who bought it in April 2024.

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2190 OAKLEY RD, STOKES, NC 27884-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 25, 2024	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HOME LENDING
Apr 7, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Aug 29, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Book / Page	4514 / 176
Prior Transfer Date	Aug 25, 2018
Prior Transfer Doc	0037120569
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	2190 OAKLEY RD, STOKES, NC 27884-9795
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 OAKLEY RD, STOKES, NC 27884-9795

Mortgage

Document Number	0000004686
Date	Sep 16, 2025
Book Page	4686/737

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	2190 OAKLEY RD, STOKES, NC 27884-9795
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 OAK RIDGE DR, FARMVILLE, NC 27828-8997

Mortgage

Document Number	0000004514
Date	Apr 25, 2024
Book Page	4514/180

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	1177 WEST LOOP S STE 700, HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Apr 7, 2020
Property Address	2190 OAKLEY RD, STOKES, NC 27884-9795
Document Number	0039080074
Book / Page	003908 / 000074
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 OAKLEY RD STOKES NC 278849795, STOKES, NC 27884-9795

Mortgage

Document Number	39080077
Date	Apr 7, 2020
Book Page	003908/000077

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PITT NC
Recording Date	Aug 29, 2018
Property Address	2190 OAKLEY RD, STOKES, NC 27884-9795
Document Number	0037120569
Book / Page	003712 / 000569
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2190 OAKLEY RD STOKES NC 278849795, STOKES, NC 27884-9795

Mortgage

Document Number	37120572
Date	Aug 29, 2018
Book Page	003712/000572

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 28, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 2190 Oakley Rd was $1,401.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,401.00	$217,181 (-) Land $25,650 Building $191,531	$217,181 (-) Land $25,650 Building $191,531
2025	$1,401.00	$217,181 Land $25,650 Building $191,531	$217,181 Land $25,650 Building $191,531
2023	$1,579.00	$170,638 Land $19,650 Building $150,988	$170,638 Land $19,650 Building $150,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2190 Oakley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2190 Oakley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOKES REGIONAL WATER CORP private · serves 3,530 people · EPA ID NC0474060
Water Source	Purchased surface water from GREENVILLE UTILITIES COMM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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