2190 Kramer Mill Rd, Stevens, PA 17578 Property Records

Lancaster County property record for 2190 Kramer Mill Rd, Stevens, PA 17578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,224 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$192,900 (Mar 2007)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`080-60832-0-0000`

Property Details

APN / Parcel Number

Primary APN	`080-60832-0-0000`
Alternative APN	`0805P13 3 1B`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	936 sqft
Upper Floors Area	468 sqft
Basement Area	936 sqft
Finished Basement	600 sqft
Unfinished Basement	336 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2190 KRAMER MILL RD
City	STEVENS
State	PA
Zip	17578-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2190 KRAMER MILL RD
Legal Subdivision	VILLAGE/REAMSTOWN
Legal Lot Number	1B
Jurisdiction	LANCASTER PA
Township / Civil Division	EAST COCALICO
Census Block Group	2
Census Block	2021
Census Tract	12502

Owner

2190 Kramer Mill Rd is owned and occupied by two individuals who acquired it in August 2018.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2190 KRAMER MILL RD, STEVENS, PA 17578-9557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 7, 2018	Quit Claim Deed, Transfer · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2007 · Amount on File
Deed Sale	Mar 20, 2007 · Amount on File
Deed Document Number	20075603723
Last Transfer Date	Aug 31, 2018
Transfer Doc	0006417346
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	2190 KRAMER MILL RD, STEVENS, PA 17578-9557
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006595250
Date	Apr 14, 2021
Instrument	6595250

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER PA
Recording Date	Sep 7, 2018
Property Address	2190 KRAMER MILL RD, STEVENS, PA 17578-9557
Document Number	0006417346
Instrument Date	Aug 31, 2018
Instrument	6417346
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2190 KRAMER MILL RD STEVENS PA 175789557, STEVENS, PA 17578-9557

Mortgage

Document Number	6417347
Date	Sep 7, 2018
Instrument	6417347

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2190 Kramer Mill Rd was $4,832 with a homeowner's exemption, up 5.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	East Cocalico Township
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 Land $55,500 Building $128,300	$183,800 Land $55,500 Building $128,300
2025	$4,832.00 (+5.55%)
2024	$4,578.00	$183,800 Land $55,500 Building $128,300
2018			$183,800 Land $55,500 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2190 Kramer Mill Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1987–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2190 Kramer Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST COCALICO TOWNSHIP AUTH serves 6,735 people · EPA ID PA7360113
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Upward Broadband.

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