2190 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2190 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2002
Lot Size	0.419 acres (18,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2020)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`14-07S-04W-3131-000X-0080`

Property Details

APN / Parcel Number

Primary APN	`14-07S-04W-3131-000X-0080`
Alternative APN	`04W07S143131000X0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,255 sqft (0.419 acres)
Lot Width	50 ft Width

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	280 sqft
Deck Area	48 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2190 US HWY # 98, 98
City	LANARK BEACH
State	FL
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 BL X ALL OF LOT 8 OR 172/619 316/116 325/106 425/306 671/302 695/3 994/244 1277/346
Legal Range	04W
Legal Township	07S
Legal Section	14
Legal Subdivision	3131
Legal Block	X
Legal Lot Number	8
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1033
Census Tract	970102

Owner

Source: Franklin County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4111 BLUE SPRINGS RD, ALBANY, GA 31721-9328
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jul 20, 2001 · Amount on Record
Deed Document Number	20204517
Deed Book / Page	1277 / 346
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 28, 2020
Property Address	2190 HIGHWAY 98 E, CARRABELLE, FL 32322-2319
Document Number	0019004517
Book / Page	001277 / 000346
Instrument Date	Sep 23, 2020
Instrument	19004517
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 TALLAHASSEE RD ALBANY GA 317219588, ALBANY, GA 31721-9588

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,495.00 (-1.77%)	$372,138 (-0.65%) Land $165,000 Building $207,138	$372,138 (-0.65%) Land $165,000 Building $207,138
2024	$3,558.00 (+2.27%)	$374,563 (+6.43%) Land $165,000 Building $209,563	$374,563 (+6.43%) Land $165,000 Building $209,563
2023	$3,479.00 (+0.43%)	$351,932 (+3.1%) Land $165,000 Building $186,932	$351,932 (+3.1%) Land $165,000 Building $186,932
2022	$3,464.00	$341,344 Land $165,000 Building $176,344	$341,344 Land $165,000 Building $176,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20