2190 Gibralter Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2190 Gibralter Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,652 sqft · built 2001
Lot Size	0.121 acres (5,290 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2014)
Tax Bill	$6,780 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240-360-370-000`

Property Details

APN / Parcel Number

Primary APN	`240-360-370-000`
Alternative APN	`240-360-37`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,652 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,290 sqft (0.121 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-360-37
Street Address	2190 GIBRALTER CT
City	TRACY
State	CA
Zip	95377-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28
Legal Subdivision	SAN MARCO
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1015
Census Tract	5212

Owner

2190 Gibralter Ct is owned and occupied by two individuals who bought it in May 2014.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2190 GIBRALTER CT, TRACY, CA 95377-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2014 · Amount on File
Deed Sale	May 21, 2014 · Amount on File
Prior Sale	Oct 12, 2001 · Amount on File
Deed Document Number	201450541
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0000070302
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2190 GIBRALTER CT, TRACY, CA 95377-1106
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 GIBRALTER CT, TRACY, CA 95377-1106

Mortgage

Document Number	0000029533
Date	Mar 7, 2022
Instrument	2022-029533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2190 GIBRALTER CT, TRACY, CA 95377-1106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE STOC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022340
Date	Feb 28, 2018
Instrument	2018-022340

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2190 Gibralter Ct was $6,780, down 9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,780.00 (-9.02%)
2025	$7,452.00	$520,982 Land $182,344 Building $338,638
2023	$6,820.00 (-1.9%)	$500,754 Land $175,264 Building $325,490	$756,540
2022	$6,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2190 Gibralter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2190 Gibralter Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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