Frederick County property record for 2190 First St, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 1965 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual on Record |
| Tax Bill | $1,638 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91BA-38 |
| Primary APN | 91BA-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| Gross Area | 3,266 sqft |
| 1st Floor Area | 1,537 sqft |
| Basement Area | 1,537 sqft |
| Finished Basement | 1,537 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8026534 |
|---|---|
| Street Address | 2190 FIRST ST |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CHAPEL ROAD |
| Legal Subdivision | CHAPEL ROAD |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 50700 |
Source: Frederick County assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 2190 FIRST ST, MIDDLETOWN, VA 22645-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance MORTGAGE ONE SOLUTIONS INC |
| Dec 5, 2018 | Grant Deed, Transfer AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 0000007059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 28, 2021 |
| Property Address | 2190 FIRST ST, MIDDLETOWN, VA 22645-9512 |
| Document Number | 0000007059 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 210007059 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2190 FIRST ST, MIDDLETOWN, VA 22645-9512 |
| Document Number | 0000007060 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 210007060 |
| Name | MORTGAGE ONE SOLUTIONS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 5, 2018 |
| Property Address | 2190 FIRST ST, MIDDLETOWN, VA 22645-9512 |
| Document Number | 0000012046 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 12046 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2190 FIRST ST MIDDLETOWN VA 226459512, MIDDLETOWN, VA 22645-9512 |
| Document Number | 12047 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 12047 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2048 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,638.00 (+10.45%) | $309,000 Land $83,000 Building $226,000 | $309,000 Land $83,000 Building $226,000 |
| 2025 | $1,483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 1,390 people · EPA ID VA2069333 |
|---|---|
| Water Source | Purchased surface water from CITY OF WINCHESTER |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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