2190 David Ernest Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2190 David Ernest Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,421 sqft · built 1997
Lot Size	0.14 acres (6,127 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Sep 2006)
Tax Bill	$8,255 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-140-160-000`

Property Details

APN / Parcel Number

Primary APN	`238-140-160-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,421 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Construction Type	Wood
Lot Area	6,127 sqft (0.14 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2190 DAVID ERNEST CT
City	TRACY
State	CA
Zip	95377-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96-FM PT OF 238-030-15 PER STERLING ESTATES NO 1
Legal Subdivision	STERLING ESTATES UNIT #1
Legal Tract	2696
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1016
Census Tract	5224

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2190 DAVID ERNEST CT, TRACY, CA 95377-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2006 · Amount on Record
Deed Sale	Sep 13, 2006 · Amount on Record
Prior Sale	Sep 13, 2006
Deed Document Number	0000194535
Last Transfer Date	Feb 26, 2020
Transfer Doc	0000024153
Record Updated	Jun 7, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 26, 2020
Property Address	2190 DAVID ERNEST CT, TRACY, CA 95377-2262
Document Number	0000024153
Map Reference	MB 32 PG 52
Instrument Date	Feb 19, 2020
Instrument	2020-024153
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2190 DAVID ERNEST CT, TRACY, CA 95377-2262

Mortgage

Document Number	0000024154
Date	Feb 26, 2020
Instrument	2020-024154

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,255.00 (+10.21%) Homeowner's exemption	$710,050 (+4.04%) Land $284,019 Building $426,031
2023	$7,490.00 (+2.11%) Homeowner's exemption	$682,480 Land $272,991 Building $409,489
2022	$7,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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