2190 Clark Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 2190 Clark Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,414 sqft · built 2017
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Jul 2019)
Tax Bill	$2,577 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`645 022`

Property Details

APN / Parcel Number

Primary APN	`645 022`
Alternative APN	`6346946`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,414 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Detached
Garage Area	1,360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2190 CLARK RD
City	SALISBURY
State	NC
Zip	28146-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR1 4.73AC
Legal Subdivision	PIEDMONT HARDWOOD COMPANY INC
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	50901

Owner

Source: Rowan County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Deed Book / Page	1331 / 603
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Aug 24, 2026
Property Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Document Number	1489000561
Book / Page	1489 / 561
Instrument Date	Aug 18, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 CLARK RD, SALISBURY, NC 28146-1037

Mortgage

Document Number	1489000561,
Date	Aug 24, 2026
Book Page	1489/561

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014040249
Date	Jun 17, 2022
Book Page	1404/249

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GRANITE QUARRY, NC 28072

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013730520
Date	Apr 26, 2021
Book Page	1373/520

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013670829
Date	Feb 11, 2021
Book Page	1367/829

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 26, 2019
Property Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Document Number	0013310603
Book / Page	1331 / 0603
Map Reference	MAP 9995 PG 8344
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 PECAN LN, 120, SALISBURY, NC 28146-7042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 CLARK RD, SALISBURY, NC 28146-1037

Mortgage

Document Number	13310604
Date	Jul 26, 2019
Instrument	1331/0604

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 25, 2017
Property Address	2190 CLARK RD, SALISBURY, NC 28146-1037
Document Number	0012900428
Book / Page	001290 / 000428
Instrument Date	May 24, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PECAN LN SALISBURY NC 281467042, SALISBURY, NC 28146-7042

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,577.00	$390,552 (-) Land $91,841 Building $298,711	$390,552 (-) Land $91,841 Building $298,711
2025	$2,577.00	$390,552 (-) Land $91,841 Building $298,711
2023	$2,577.00	$390,552 Land $91,841 Building $298,711	$390,552 Land $91,841 Building $298,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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