219 Waterloo Rd, Hudson, IA 50643 Property Records

Black Hawk County property record for 219 Waterloo Rd, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1958
Lot Size	0.414 acres (18,040 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Apr 2006)
Tax Bill	$3,260 (2024)
Deeds & Mortgages	Feb 2020 Refinance Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-158-003`

Property Details

APN / Parcel Number

Primary APN	`8814-26-158-003`
Alternative APN	`8814-26-158-013`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	1,100 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,040 sqft (0.414 acres)
Lot Dimensions	220 ft deep x 82 ft wide
Garage Type	Mixed
Garage Area	2,068 sqft
Parking Spaces	8 Parking Spaces
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	8814-26-158-003
Street Address	219 WATERLOO RD
City	HUDSON
State	IA
Zip	50643-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW QTR OF NW QTR SEC 26 T 88 R 14 BOUNDED AS FOL BEG AT PT ON N LINE OF SIXTH STREET IN TOWN OF HUDSON 140 FT E OF E LINE OF
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	UNPLATTED HUDSON
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2018
Census Tract	3002

Owner

219 Waterloo Rd is owned and occupied by an individual who bought it in April 2006.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	219 WATERLOO RD, HUDSON, IA 50643-9711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Jan 10, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2006 · Amount on File
Deed Sale	Apr 19, 2006 · Amount on File
Deed Document Number	200625262
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0200625264
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	219 WATERLOO RD, HUDSON, IA 50643-9711
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013697
Date	Feb 6, 2020
Instrument	202000013697

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	219 WATERLOO RD, HUDSON, IA 50643-9711
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020014
Date	Mar 24, 2021
Instrument	202100020014

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	219 WATERLOO RD, HUDSON, IA 50643-9711
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300012910
Date	Mar 27, 2023
Instrument	202300012910

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 10, 2025
Property Address	219 WATERLOO RD, HUDSON, IA 50643-9711
Document Number	0202500446
Instrument Date	Dec 20, 2024
Instrument	2025-00446
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 WATERLOO RD, HUDSON, IA 50643-9711

Mortgage

Document Number	0202500447
Date	Jan 10, 2025
Instrument	2025-00447

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,100 Land $38,240 Building $198,860	$237,100 Land $38,240 Building $198,860
2024	$3,260.00
2023		$205,280 (+13.93%) Land $30,120 Building $175,160	$205,280 Land $30,120 Building $175,160
2022	$3,210.00 Homeowner's exemption	$180,180 Land $30,120 Building $150,060
2021			$180,180 Land $30,120 Building $150,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Waterloo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 219 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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