219 Watch Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 219 Watch Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,745 sqft · built 1898
Lot Size	0.864 acres (37,640 sqft)
Owner	2 Individual Names on File
Last Sale	$2,395,000 (Feb 2019)
Tax Bill	$29,359 (2025)
Deeds & Mortgages	May 2021 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:172 B:32`

Property Details

APN / Parcel Number

Primary APN	`WEST M:172 B:32`
Alternative APNs	`M:172 B:32 L` `13294185`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,745 sqft Living Area
Gross Area	8,487 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	37,640 sqft (0.864 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal
Heating Fuel	Oil

Location & Zoning

Account Number	13294185
Street Address	219 WATCH HILL RD
City	WESTERLY
State	RI
Zip	02891-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	32
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1091
Census Tract	51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

219 Watch Hill Rd is owned and occupied by two individuals who acquired it in September 2019.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	219 WATCH HILL RD, WESTERLY, RI 02891-5030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Sep 27, 2019	Quit Claim Deed, Mortgage BERKSHIRE BK
Feb 14, 2019	Warranty Deed, Transfer SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Apr 9, 1998 · Amount on File
Deed Book / Page	2019 / 2285
Last Transfer Date	Sep 23, 2019
Transfer Doc	2019-16062
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	219 WATCH HILL RD, WESTERLY, RI 02891-5030
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-12196
Date	May 3, 2021
Book Page	2021/12196
Instrument	2021-2653

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 27, 2019
Property Address	219 WATCH HILL RD, WESTERLY, RI 02891-5030
Document Number	2019-6062
Book / Page	002019 / 016062
Instrument Date	Sep 23, 2019
Instrument	4091
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 WATCH HILL RD WESTERLY RI 028915030, WESTERLY, RI 02891-5030

Mortgage

Document Number	2019-6065
Date	Sep 27, 2019
Book Page	002019/016065
Instrument	4092

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 14, 2019
Property Address	219 WATCH HILL RD, WESTERLY, RI 02891-5030
Document Number	2019-2285
Book / Page	002019 / 002285
Instrument Date	Feb 14, 2019
Instrument	585
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 OLD GARTH RD CHARLOTTESVILLE VA 229011922, CHARLOTTESVILLE, VA 22901-1922

Mortgage

Document Number	2019-2287
Date	Feb 14, 2019
Book Page	002019/002287
Instrument	586

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 219 Watch Hill Rd was $29,359.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,359.00	$4,129,300 Land $2,294,700 Building $1,834,600	$6,215,120
2023	$24,963.00 (+0.63%)	$2,594,900 (-) Land $1,490,300 Building $1,104,600
2022	$24,807.00	$2,594,900 Land $1,490,300 Building $1,104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Watch Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Watch Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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