219 Upper Matecumbe Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 219 Upper Matecumbe Rd, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,609 sqft · built 1992
Lot Size0.212 acres (9,238 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Aug 2013)
Tax Bill$3,565 (2024)
Flood ZoneZone AE (high risk)
APN00534820-000000

Property Details

APN / Parcel Number

Primary APN00534820-000000
Alternative APNs
  • 31604000534820000000
  • 1658324

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,609 sqft Living Area
1st Floor Area1,609 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,238 sqft (0.212 acres)
View / LotCanal
Garage Area420 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFlorida Room
Porch Area214 sqft
Deck AreaDeck Area
Patio Area1,000 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1658324
Street Address219 UPPER MATECUMBE RD
CityKEY LARGO
StateFL
Zip33037-3055
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 4 LT 16 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR179-99 OR372-209 OR801-723 OR1176-2287AFF OR1176-2288 OR1307-2387 OR1762-1227 OR1905-1585 OR2054-1709 OR2257-855C OR2642-1377/78
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block4
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2000
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address219 UPPER MATECUMBE RD, KEY LARGO, FL 33037-3055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2013 · Amount on Record
Deed SaleAug 1, 2013 · Amount on Record
Prior SaleMay 20, 1994 · Amount on Record
Deed Document Number20131944134
Deed Book / Page2642 / 1377
Prior Transfer DateDec 4, 2006
Prior Transfer Doc0022570855
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$400,227 (-29.6%)$742,388 (+30.59%) Land $664,443 Building $77,945
2024$3,565.00 (-24.25%)
2023$4,706.00 (+10.76%)$568,484 (+8.52%) Land $483,378 Building $85,106$568,484 (+8.52%) Land $483,378 Building $85,106
2022$4,249.00$523,866 Land $436,496 Building $87,370$523,866 Land $436,496 Building $87,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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