Polk County property record for 219 Turtle Bay Ave, Winter Haven, FL 33881
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 2025 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,990 (Feb 2026) |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-01-521040-001750 |
| Primary APN | 26-28-01-521040-001750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 726 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 2,200 sqft (0.051 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Street Address | 219 TURTLE BAY AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-7314 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HARBOR AT LAKE HENRY PB 208 PGS 29-32 LOT 175 |
| Legal Subdivision | HARBOR AT LAKE HENRY |
| Legal Lot Number | 175 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12802 |
219 Turtle Bay Ave, a townhouse, is owned and occupied by an individual who bought it in February 2026.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 219 TURTLE BAY AVE, WINTER HAVEN, FL 33881-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Prior Sale | Jul 22, 2025 · Amount on File |
| Deed Document Number | 202629640 |
| Deed Book / Page | 13871 / 2158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2026 |
| Property Address | 219 TURTLE BAY AVE, WINTER HAVEN, FL 33881-7314 |
| Document Number | 0000029640 |
| Book / Page | 13871 / 2158 |
| Map Reference | MB 208 PG 29-32 |
| Instrument Date | Jan 31, 2026 |
| Instrument | 2026029640 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 219 TURTLE BAY AVE, WINTER HAVEN, FL 33881-7314 |
| Document Number | 0138712163 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 13871/2163 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 219 Turtle Bay Ave was $560.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (+566.67%) Land $100 Building $199,900 | $200,000 (+566.67%) Land $100 Building $199,900 | |
| 2025 | $560.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 219 Turtle Bay Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 13 (1998–2022) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 219 Turtle Bay Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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