219 Squid Ln, Panama City, FL 32408 Property Records

Bay County property record for 219 Squid Ln, Panama City, FL 32408

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1997
Lot Size	0.019 acres (827 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Dec 2020)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`31445-110-000`

Property Details

APN / Parcel Number

Primary APN	`31445-110-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	827 sqft (0.019 acres)
Driveway	Driveway
Driveway Area	550 sqft
Porch	Open Porch
Porch Area	84 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 SQUID LN
City	PANAMA CITY
State	FL
Zip	32408
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BC16
Legal Description	VENTURE OUT TRAVEL TRAIL LOT 12 BLK 7 ORB 296 P 27 ORB 4566 P 1946
Legal Range	15W
Legal Township	04S
Legal Section	16
Legal Subdivision	VENTURE OUT TRAVEL TRAIL
Legal Block	7
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1067
Census Tract	2607

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 OLD IVY, FAYETTEVILLE, GA 30215-5654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Jun 29, 2009 · Amount on Record
Deed Document Number	202086697
Deed Book / Page	4341 / 2189
Last Transfer Date	Apr 27, 2022
Transfer Doc	0045661946
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	219 SQUID LN, PANAMA CITY BEACH, FL 32408
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043960940
Date	Apr 26, 2021
Book Page	4396/940
Instrument	2021030622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	May 20, 2022
Property Address	219 SQUID LN, PANAMA CITY BEACH, FL 32408
Document Number	0045661946
Book / Page	4566 / 1946
Map Reference	MB 464 PG 611
Instrument Date	Apr 27, 2022
Instrument	2022038481
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 OLD IVY, FAYETTEVILLE, GA 30215-5656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OLD IVY, FAYETTEVILLE, GA 30215-5656

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 22, 2020
Property Address	219 SQUID LN, PANAMA CITY BEACH, FL 32408
Document Number	0043412189
Book / Page	4341 / 2189
Map Reference	MB 296 PG 27
Instrument Date	Dec 21, 2020
Instrument	2020086697
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,471.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 GA HIGHWAY 91, 5520, DONALSONVILLE, GA 39845-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 OLD IVY, FAYETTEVILLE, GA 30215-5654

Mortgage

Document Number	0043412191
Date	Dec 22, 2020
Instrument	4341/2191

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,102.00 (+4.53%)	$414,139 (+5.02%)	$416,308 (+5.57%) Land $218,075 Building $198,233
2024	$4,881.00 (+6.02%)
2023	$4,604.00 (+23.93%)	$394,344 (+21.3%) Land $205,726 Building $188,618	$394,344 (+21.3%) Land $205,726 Building $188,618
2022	$3,715.00	$325,096 Land $170,000 Building $155,096	$325,096 Land $170,000 Building $155,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 311 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,268 units insured incl. 957 condo units
Nearby Flood Claims	254 (1978–2023)
Claims Outside the SFHA	161 of 254
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 46 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Opal, Oct 1995 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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