219 Smokeford Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 219 Smokeford Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1992
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`551101255780000`

Property Details

APN / Parcel Number

Primary APN	`551101255780000`
Alternative APNs	`44669` `57652`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	61,855 sqft (1.42 acres)
Lot Dimensions	251 ft deep x 238 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	152 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	57652
Street Address	219 SMOKEFORD RD
City	MURPHY
State	NC
Zip	28906-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 HIWASSEE BEND SEC 2 1610/811 C/26
Legal Lot Number	15
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2044
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 SMOKEFORD RD, MURPHY, NC 28906-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	3689
Deed Book / Page	1713 / 846
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	219 SMOKEFORD RD, MURPHY, NC 28906-9065
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 SMOKE RISE CIR, MURPHY, NC 28906

Mortgage

Document Number	001738/870
Date	Jul 17, 2023
Book Page	1738/870
Instrument	3444

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 3, 2022
Property Address	219 SMOKEFORD RD, MURPHY, NC 28906-9065
Document Number	001713/846
Book / Page	1713 / 846
Instrument Date	May 12, 2022
Instrument	3689
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 EASY ST, 20, MURPHY, NC 28906-6405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 SMOKEFORD RD, MURPHY, NC 28906-9065

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$148,060 (-)	$148,060 (-) Land $15,000 Building $133,060
2023		$148,060	$148,060 Land $15,000 Building $133,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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