219 Roaring River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 219 Roaring River Dr, O Fallon, MO 63366 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1977
Lot Size	0.109 acres (4,730 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Apr 2007)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`355432A091`

Property Details

APN / Parcel Number

Primary APN	`355432A091`
Alternative APN	`2-0060-5078-00-0261.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,730 sqft (0.109 acres)
Lot Dimensions	110 ft deep x 43 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	483 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432A091
Street Address	219 ROARING RIVER DR
City	O FALLON
State	MO
Zip	63366-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE BROOK #2 SEC 3 LOT 261
Legal Subdivision	PEBBLE BROOK #2&3 SEC 3
Legal Lot Number	261
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2021
Census Tract	311738

Owner

Source: St. Charles County records · APN 355432A091

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	219 ROARING RIVER DR, O FALLON, MO 63366-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 08, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2020	Deed of Trust, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2007 · Amount on Record
Deed Sale	Apr 10, 2007 · Amount on Record
Deed Document Number	2007295400
Deed Book / Page	4727 / 2382
Prior Transfer Date	Mar 26, 2007
Prior Transfer Doc	0047272382
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2026
Property Address	219 ROARING RIVER DR, O FALLON, MO 63366-3924
Document Number	0000030561
Instrument Date	Jun 12, 2026
Instrument	202630561
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 ROARING RIVER DR, O FALLON, MO 63366-3924

Mortgage

Document Number	0000030561,
Date	Jun 30, 2026
Instrument	202630561

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	219 ROARING RIVER DR, O FALLON, MO 63366-3924
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 ROARIG RIVER DR, COTTLEVILLE, MO 63366-3924

Mortgage

Document Number	2021R083988
Date	Oct 08, 2021
Instrument	2021R-083988

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	219 ROARING RIVER DR, O FALLON, MO 63366-3924
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070470094
Date	Mar 15, 2019
Book Page	7047/0094
Instrument	20190315000115620

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	219 ROARING RIVER DR, O FALLON, MO 63366-3924
Document Number	0000096258
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 02, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 ROARING RIVER DR O FALLON MO 633663924, O FALLON, MO 63366-3924

Mortgage

Document Number	0000096258
Date	Dec 08, 2020
Instrument	96258

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 07, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+3.98%)	$46,258 (+6.96%)	$243,464 (+6.96%) Building $243,464
2024	$2,640.00
2023		$43,246
2022			$227,611 Land $50,000 Building $177,611

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117382, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed, Verizon, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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