219 Holmes St, Frankfort, KY 40601 Property Records

Franklin County property record for 219 Holmes St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.091 acres (3,960 sqft)
Owner	Company Name on Record
Last Sale	$1,000 (Dec 2025)
Tax Bill	$433 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Feb 2010 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`061-44-06-002.00`

Property Details

APN / Parcel Number

Primary APN	`061-44-06-002.00`
Alternative APNs	`53268` `77164`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	110 ft deep x 36 ft wide
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	77164
Street Address	219 HOLMES ST
City	FRANKFORT
State	KY
Zip	40601-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2027
Census Tract	71200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frankfort Commercial Historic District listed 1979 · 87 contributing resources · NRIS 79000986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 W 2ND ST, FRANKFORT, KY 40601-2636
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2009	Deed of Trust, Mortgage PBI BANK INC
Feb 5, 2010	Deed of Trust, Mortgage PBI BANK INC
Dec 3, 2007	Deed of Trust, Mortgage · Conventional Mortgage PBI BANK INC
Sep 21, 2022	Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC
Aug 21, 2007	Deed, Transfer PBI BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	2025894224
Deed Book / Page	642 / 504
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	0000673961
Record Updated	Jun 8, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	219 HOLMES ST, FRANKFORT, KY 40601-2164
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1143/622
Date	Jul 20, 2009
Book Page	M1143/622
Instrument	346980

Lender

Name	PBI BANK INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 14, 2012

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	219 HOLMES ST, FRANKFORT, KY 40601-2164
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1161/558
Date	Feb 5, 2010
Book Page	M1161/558
Instrument	353979

Lender

Name	PBI BANK INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Amount	Amount Recorded
Term	33 Months
Due	Nov 20, 2012

Interest

Rate Type	Adjustable Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	219 HOLMES ST, FRANKFORT, KY 40601-2164
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1082/031
Date	Dec 3, 2007
Book Page	M1082/031
Instrument	323791

Lender

Name	PBI BANK INC
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 1, 2010

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 21, 2022
Property Address	219 HOLMES ST, FRANKFORT, KY 40601-2164
Document Number	00D615/637
Book / Page	D615 / 637
Instrument Date	Sep 20, 2022
Instrument	673962
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 E LOUDON AVE, LEXINGTON, KY 40505-3526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROCKAWAY AVE, ROCKVILLE CENTRE, NY 11570-5905

Mortgage

Document Number	0000673963
Date	Sep 21, 2022
Instrument	673963

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2042

August 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Aug 21, 2007
Property Address	219 HOLMES ST, FRANKFORT, KY 40601-2164
Document Number	00D501/314
Book / Page	D501 / 314
Instrument Date	Aug 20, 2007
Instrument	319958
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 E MAIN ST, FRANKFORT, KY 40601-2318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RYSWICK LN, FRANKFORT, KY 40601-3848
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1070/722
Date	Aug 21, 2007
Book Page	M1070/722
Instrument	319959

Lender

Name	PBI BANK INC
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2012

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (-3.78%)	$95,000 (-) Land $6,000 Building $89,000	$95,000 (-) Land $6,000 Building $89,000
2023	$450.00 (+106.42%)	$95,000 (+106.52%)	$95,000 (+106.52%)
2022	$218.00	$46,000	$46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1997)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frankfort Plant Board.

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