Buncombe County property record for 219 Gatchell St, Black Mountain, NC 28711 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,000 sqft Living Area |
| Lot Size | 74,488 sqft (1.71 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $835,000 (2023) |
| Tax Bill | $4,091.00 (2025) |
Source: Buncombe County records · APN 0609-64-0518-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Dec 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 19, 2025 | Deed of Trust, Mortgage · Small Business Association Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 02, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage THE FEDERAL SAVINGS BANK |
| Sep 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Deed Doc Number | 0000635234 |
| Deed Book / Page | 6352 / 34 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Document Number | 0065700732 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 6570/732 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Document Number | 0062791540 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 6279/1540 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Document Number | 0065170902 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 6517/902 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 05, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Document Number | 0064201087 |
|---|---|
| Date | Jul 02, 2024 |
| Book Page | 6420/1087 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Feb 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 21, 2023 |
| Property Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Document Number | 0063520034 |
| Book / Page | 6352 / 34 |
| Map Reference | MB 158 PG 113 |
| Instrument Date | Sep 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,670.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 GATCHELL ST, BLACK MOUNTAIN, NC 28711-2507 |
| Name | Verified Name |
|---|---|
| Address | 106 WALNUT ST, BLACK MOUNTAIN, NC 28711-2821 |
| Document Number | 0000635237 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 6352/37 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,091.00 (+10.06%) | $471,600 (+4.43%) | |
| 2023 | $3,717.00 | $451,600 | $451,600 (-4.24%) Land $113,300 Building $338,300 |
| 2021 | $471,600 Land $65,900 Building $405,700 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0609-64-0518-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 3,120 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| 2nd Floor | 880 sqft 2nd Floor |
| Basement Area | 1,020 sqft Basement |
| Finished Basement | 1,020 sqft Finished |
| Stories | 2 Stories |
| Utility Area | 100 sqft Utility Area |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 74,488 sqft (1.71 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 840 sqft Garage |
| Deck Area | 480 sqft Deck |
|---|---|
| Patio Area | 640 sqft Patio |
| Porch | Open Porch |
| Porch Area | 400 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 219 GATCHELL ST |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-2507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEED DATE:09/21/2023 DEED:6352-0034 LOT:1 PLAT:0242-0198 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | BLACK MOUNTAIN |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 3108 |
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