219 E Oak St, Oxford, AL 36203 Property Records

Calhoun County property record for 219 E Oak St, Oxford, AL 36203

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,439 sqft · built 1910
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on File
Tax Bill	$904 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-19-4-005-078.000`

Property Details

APN / Parcel Number

Primary APN	`21-04-19-4-005-078.000`
Alternative APNs	`176907` `67889`

Interior

Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	2,439 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,303 sqft (0.512 acres)
Lot Dimensions	213 ft deep x 151 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	176907
Street Address	219 E OAK ST
City	OXFORD
State	AL
Zip	36203-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 19 T16S R08E PT OF SE1/4 OF SE1/4 BEG 185.6 NW OF NW INT EAST OAK ST & MOUNTAIN AVE TH NW 96.8 1 N 212.5 SE 103.51 S 213.
Legal Range	08E
Legal Township	16S
Legal Section	19
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	2
Census Block	2000
Census Tract	1201

Owner

219 E Oak St is owned and occupied by two individuals.

Source: Calhoun County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	219 E OAK ST, OXFORD, AL 36203-1244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Jun 13, 2017	Deed of Trust, Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	219 E OAK ST, OXFORD, AL 36203-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4962/677
Date	Aug 24, 2020
Book Page	4962/677
Instrument	4962-0677

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	219 E OAK ST, OXFORD, AL 36203-1244
Transaction Type	Mortgage
Record Updated	Jan 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4893/168
Date	Nov 20, 2018
Book Page	4893/168
Instrument	4893-0168

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	219 E OAK ST, OXFORD, AL 36203-1244
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0004841510
Date	Jun 13, 2017
Book Page	4841/510

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 219 E Oak St was $904 with a homeowner's exemption, up 7.4% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$904.00 (+7.36%)
2025	$842.00 Homeowner's exemption	$18,820 (+0.1%)	$188,020 (-) Land $20,000 Building $168,020
2024	$842.00 Homeowner's exemption	$18,802 (-) Land $2,000 Building $16,802	$188,020 (-) Land $20,000 Building $168,020
2023	$842.00 Homeowner's exemption	$18,802 (-) Land $2,000 Building $16,802	$188,020 (-) Land $20,000 Building $168,020
2022	$842.00 Homeowner's exemption	$18,802 Land $2,000 Building $16,802	$188,020 Land $20,000 Building $168,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 219 E Oak St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1979–2010)
Most Recent Claim	Apr 2010 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 E Oak St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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