219 E Bertrand Rd, Niles, MI 49120 Property Records

Berrien County property record for 219 E Bertrand Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1970
Lot Size	1.32 acres (57,586 sqft)
Owner	Individual Name on Record
Last Sale	$185,250 (Dec 2022)
Tax Bill	$2,992 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-0850-0013-01-8`

Property Details

APN / Parcel Number

Primary APN	`14-0850-0013-01-8`
Alternative APN	`11-14-0850-0013-01-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Lot Area	57,586 sqft (1.32 acres)
Lot Dimensions	360 ft deep x 160 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 E BERTRAND RD
City	NILES
State	MI
Zip	49120-4176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	PT OF BLK 13 VILLAGE OF BERTRAND PLAT OF 1834 DESC AS COM 50'N & 640'W OF C/LS OF CHIC RD & VANBUREN ST TH W 160'TH N 360'TH E 160'TH S 360'TO POB
Legal Subdivision	VILLAGE OF BERTRAND
Legal Block	13
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1006
Census Tract	21100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 E BERTRAND RD, NILES, MI 49120-4176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Dec 8, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU
Jul 26, 2019	Intrafamily Transfer, Transfer
Apr 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	2022368963
Deed Book / Page	3394 / 1403
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	03244/2129
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 19, 2026
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Document Number	0000461183
Book / Page	3477 / 3462
Instrument Date	May 12, 2026
Instrument	2026461183
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E BERTRAND RD, NILES, MI 49120-4176
Investor	Possibly a Property Investor

Mortgage

Document Number	0000461183,
Date	May 19, 2026
Book Page	3477/3462
Instrument	2026461183

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E BERTRAND RD, NILES, MI 49120-4176
Investor	Possibly a Property Investor

Mortgage

Document Number	03462/1247
Date	Oct 15, 2025
Book Page	3462/1247
Instrument	2025444048

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03389/2248
Date	Oct 24, 2022
Book Page	3389/2248
Instrument	2022365372

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 8, 2022
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Document Number	03394/1403
Book / Page	3394 / 1403
Map Reference	LB B PG 73
Instrument Date	Dec 5, 2022
Instrument	2022368963
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E 401 SYCAMORE STREET, 401, NILES, MI 49120
Investor	Possibly a Property Investor

Mortgage

Document Number	0033941406
Date	Dec 8, 2022
Instrument	3394-1406

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 7, 2022
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Document Number	003391/677
Book / Page	3391 / 677
Map Reference	LB B PG 73
Instrument Date	Oct 31, 2022
Instrument	2022366530
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	219 E BERTRAND RD, NILES, MI 49120-4176

Mortgage

Document Number	0033910678
Date	Nov 7, 2022
Instrument	3391-0678

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2027

Mortgage

Document Number	03391/3239
Date	Nov 14, 2022
Book Page	3391/3239
Instrument	2022367058

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 21, 2023

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 26, 2019
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Document Number	03244/2129
Book / Page	3244 / 2129
Map Reference	LB B PG 73
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E BERTRAND RD, NILES, MI 49120-4176

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 27, 2017
Property Address	219 E BERTRAND RD, NILES, MI 49120-4176
Document Number	03170/1725
Book / Page	3170 / 1725
Map Reference	LB B PG73
Instrument Date	Apr 25, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 E BERTRAND RD, NILES, MI 49120-4176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	213 E BERTRAND RD, NILES, MI 49120-4176
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,900 (+11.45%)	$227,800 (+11.45%)
2025	$2,992.00 (+0.67%) Homeowner's exemption	$102,200 (+6.13%)	$204,400 (+6.13%)
2024	$2,972.00 (+58.59%)
2023		$96,300	$192,600
2022	$1,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

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