219 E 7th St, Monticello, IA 52310 Property Records

Jones County property record for 219 E 7th St, Monticello, IA 52310

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,612 sqft · built 2013
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Aug 2019)
Tax Bill	$2,714 (2026)
Deeds & Mortgages	May 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0221281019`

Property Details

APN / Parcel Number

Primary APN	`0221281019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	948 sqft
Attic	Attic
Attic Area	948 sqft
Basement Area	948 sqft
Finished Basement	750 sqft
Unfinished Basement	198 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	219 E 7TH ST
City	MONTICELLO
State	IA
Zip	52310-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIDSONS ADD W 51' S 100' LOT 33
Legal Subdivision	DAVIDSONS
Legal Lot Number	33
Jurisdiction	JONES IA
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4013
Census Tract	70600

Owner

219 E 7th St is owned and occupied by two individuals who bought it in August 2019.

Source: Jones County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	219 E 7TH ST, MONTICELLO, IA 52310-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Prior Sale	May 2, 2011 · Amount on File
Deed Document Number	20192165
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES IA
Property Address	219 E 7TH ST, MONTICELLO, IA 52310-1024
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221524
Date	May 20, 2022
Instrument	2022-1524

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Aug 6, 2019
Property Address	219 E 7TH ST, MONTICELLO, IA 52310-1024
Document Number	20192165
Instrument Date	Jul 29, 2019
Instrument	2019-2165
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E 7TH ST, MONTICELLO, IA 52310-1024

Mortgage

Document Number	0020192166
Date	Aug 6, 2019
Instrument	2019-2166

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 219 E 7th St was $2,714 with a homeowner's exemption.

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Monticello City
Unified School District	Monticello Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,714.00	$168,940 (-) Land $9,890 Building $159,050	$168,940 (-) Land $9,890 Building $159,050
2025	$2,714.00 (+1.19%) Homeowner's exemption	$168,940 Land $9,890 Building $159,050	$168,940 Land $9,890 Building $159,050
2024	$2,682.00
2023		$153,820 (+19.18%) Land $9,890 Building $143,930	$153,820 Land $9,890 Building $143,930
2022	$2,564.00 Homeowner's exemption	$129,070 Land $9,890 Building $119,180
2021			$129,070 Land $9,890 Building $119,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 E 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2010–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 E 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER SUPPLY serves 4,040 people · EPA ID IA5343098
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Comelec Internet Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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