219 Cottage Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 219 Cottage Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,300 sqft · built 2024
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$722,454 (May 2024)
Tax Bill	$3,119 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R861491`

Property Details

APN / Parcel Number

Primary APN	`R861491`
Alternative APNs	`07-3965-02-4-17-33-0000` `0000508038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000508038
Street Address	219 COTTAGE DR
City	KALISPELL
State	MT
Zip	59901-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE GARDENS SUB, S02, T28 N, R22 W, LOT 33
Legal Range	22W
Legal Township	28N
Legal Section	02
Legal Subdivision	COTTAGE GARDENS SUB
Legal Lot Number	33
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1032
Census Tract	802

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 COTTAGE DR, KALISPELL, MT 59901-9181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2023	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Mar 17, 2023	Warranty Deed, Transfer FLATHEAD PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Mar 17, 2023
Deed Document Number	20247220
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	219 COTTAGE DR, KALISPELL, MT 59901-9181
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 COTTAGE DR, KALISPELL, MT 59901-9181

Mortgage

Document Number	202600000219
Date	Jan 5, 2026
Instrument	202600000219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 1, 2024
Property Address	219 COTTAGE DR, KALISPELL, MT 59901-9181
Document Number	202400007220
Instrument Date	Apr 30, 2024
Instrument	202400007220
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 BRIARLAKE CIR, DECATUR, GA 30033-1126

Mortgage

Document Number	202400007221
Date	May 1, 2024
Instrument	202400007221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2023
Property Address	219 COTTAGE DR, KALISPELL, MT 59901-9181
Document Number	202300022350
Instrument Date	Dec 14, 2023
Instrument	202300022350
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 2ND STREET, KALISPELL, MT 59901
Investor	Possibly a Property Investor

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	219 COTTAGE DR, KALISPELL, MT 59901-9181
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300017371
Date	Sep 29, 2023
Instrument	202300017371

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 17, 2023
Property Address	219 COTTAGE DR, KALISPELL, MT 59901-9181
Document Number	202300003898
Instrument Date	Oct 13, 2022
Instrument	202300003898
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CELLINI CT, LAKE OSWEGO, OR 97035-1510
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,119.00 (+430.44%)	$619,900 (+864.6%)
2025			$619,900 (+864.6%) Land $109,329 Building $510,571
2023	$588.00	$64,265	$64,265 Land $64,265

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: InterBel Telephone Cooperative.

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