219 Bean Ave, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 219 Bean Ave, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 650 sqft · built 1949
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$418,000 (Sep 2005)
Tax Bill	$7,055 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-051-14`

Property Details

APN / Parcel Number

Primary APN	`085-051-14`
Alternative APN	`085-051-14-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Building Area	650 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,581 sqft (0.197 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	219 BEAN AVE
City	BOULDER CREEK
State	CA
Zip	95006-9032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	RIVERSIDE GROVE 01
Legal Lot Number	33
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1048
Census Tract	120500

Owner

219 Bean Ave is owned and occupied by an individual who acquired it in January 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAY FCU
Feb 6, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Dec 11, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2005 · Amount on File
Deed Sale	Sep 23, 2005 · Amount on File
Prior Sale	Dec 11, 2002 · Amount on File
Deed Document Number	200566721
Last Transfer Date	Jan 31, 2023
Transfer Doc	0000001967
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 6, 2023
Property Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032
Document Number	0000001968
Map Reference	MB 25 PG 37
Instrument Date	Jan 31, 2023
Instrument	2023-0001968
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032

Mortgage

Document Number	0000001969
Date	Feb 6, 2023
Instrument	2023-0001969

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 6, 2023
Property Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032
Document Number	0000001967
Map Reference	MB 25 PG 37
Instrument Date	Jan 31, 2023
Instrument	2023-0001967
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032

Mortgage

Document Number	0000029495
Date	May 26, 2021
Instrument	2021-0029495

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	219 BEAN AVE, BOULDER CREEK, CA 95006-9032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036712
Date	Dec 11, 2018
Instrument	2018-0036712

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 219 Bean Ave was $7,055 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,657 (+2%) Land $349,594 Building $233,063
2025	$7,055.00 Homeowner's exemption	$571,232 Land $342,739 Building $228,493
2023	$6,736.00 (+2.45%) Homeowner's exemption	$549,051 Land $329,430 Building $219,621	$488,790
2022	$6,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Bean Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Bean Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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