219-221 Walnut Ave, Elgin, IL 60123 Property Records

Kane County property record for 219-221 Walnut Ave, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	3,066 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$232,500 (Oct 2018)
Tax Bill	$9,670 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-23-232-002`

Property Details

APN / Parcel Number

Primary APN	`06-23-232-002`

Interior

Building Area	3,066 sqft Gross Area

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	219 WALNUT AVE, 221
City	ELGIN
State	IL
Zip	60123-7613
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LORDS 2ND ADDN LOT 1 BLOCK 13
Legal Subdivision	LORDS 2ND ADDN
Legal Block	13
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	214 WALNUT AVE, ELGIN, IL 60123-7614
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · SBA Mortgage CADENCE BANK NA
Oct 1, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Sep 17, 2007 · Amount on Record
Deed Document Number	201847718
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	219 WALNUT AVE # 221, 221, ELGIN, IL 60123-7613
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIVER RIDGE DR, SLEEPY HOLLOW, IL 60118-3118

Mortgage

Document Number	0000041475
Date	Oct 22, 2025
Instrument	2025K041475

Lender

Name	CADENCE BANK NA
Type	Bank
Address	ALPHARETTA, GA 30009

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Oct 10, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 1, 2018
Property Address	219-221 WALNUT AVE, ELGIN, IL 60123
Document Number	0000047718
Instrument Date	Sep 6, 2018
Instrument	47718
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$348.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	214 WALNUT AVE ELGIN IL 601237614, ELGIN, IL 60123-7614

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,670.00 (+15.96%)	$126,753 (+8.57%) Land $28,130 Building $98,623	$380,411 (+8.57%) Land $84,424 Building $295,987
2024		$116,748 (+21.39%) Land $25,910 Building $90,838	$350,384 (+21.44%) Land $77,761 Building $272,623
2022	$8,339.00 (+3.96%)	$96,173 (+6.96%) Land $21,344 Building $74,829	$288,519 (+6.96%) Land $64,032 Building $224,487
2021	$8,021.00	$89,915 Land $19,955 Building $69,960	$269,745 Land $59,865 Building $209,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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