21897 E 104th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 21897 E 104th St S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	2,740 sqft · built 2022
Owner	Individual on Record
Last Sale	$455,500 (Mar 2022)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008130-001016-000000`

Property Details

APN / Parcel Number

Primary APN	`008130-001016-000000`
Alternative APNs	`730088360` `88360`

Interior

Stories	1 Story
Building Area	2,740 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88360
Street Address	21897 E 104TH ST S
City	BROKEN ARROW
State	OK
Zip	74014-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTON COUNTRY ESTATES LOT 16 BLOCK 1
Legal Range	15E
Legal Township	18N
Legal Section	29
Legal Subdivision	CHARLESTON COUNTRY ESTATES
Legal Block	1
Legal Lot Number	16
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	1
Census Block	1032
Census Tract	30511

Owner

Source: Wagoner County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	21897 E 104TH ST S, BROKEN ARROW, OK 74014-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRSTAR BANK
Mar 24, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Apr 7, 2020	Warranty Deed, Transfer FIRSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	2022-04675
Deed Book / Page	2790 / 0043
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	21897 E 104TH ST S, BROKEN ARROW, OK 74014-4314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010133
Date	Jun 1, 2021
Book Page	2698/0275
Instrument	2021-10133

Lender

Name	FIRSTAR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 25, 2022

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Mar 24, 2022
Property Address	21897 E 104TH ST S, BROKEN ARROW, OK 74014-4314
Document Number	0000004675
Book / Page	2790 / 0043
Instrument Date	Mar 22, 2022
Instrument	2022-04675
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21897 E 104TH ST S, BROKEN ARROW, OK 74014-4314

Mortgage

Document Number	0000004676
Date	Mar 24, 2022
Instrument	2022-04676

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Apr 7, 2020
Property Address	BROKEN ARROW, OK 74014
Document Number	0000004570
Book / Page	002570 / 000451
Instrument Date	Apr 3, 2020
Instrument	4570
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12711 S HARVARD AVE JENKS OK 740374910, JENKS, OK 74037-4910
Investor	Possibly a Property Investor

Mortgage

Document Number	4571
Date	Apr 7, 2020
Book Page	002570/000453
Instrument	4571

Lender

Name	FIRSTAR BK
Type	Bank
Address	TULSA, OK 74133

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Apr 6, 2022

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,071.00 (+7.07%) Homeowner's exemption	$51,841 (+8.15%) Land $9,480 Building $42,361	$486,211 (+13.6%) Land $90,000 Building $396,211
2023	$4,736.00	$47,934 Land $8,736 Building $39,198	$427,986 Land $78,000 Building $349,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	52 (1980–2019)
Claims Outside the SFHA	8 of 52
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims Severe Storms & Flooding, Oct 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #4 serves 37,658 people · EPA ID OK1021529
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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