44 MOUNTAIN RIDGE RD, 44, MILLBROOK, AL 36054-2117
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Living Trust
Address
21897 BROAD ST, SILVERHILL, AL 36576-3927
Mortgage
Document Number
0001718855
Date
Sep 10, 2018
Instrument
1718855
Lender
Name
NEW DAY FINANCIAL LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2048
Tax Assessment & Valuation
The 2026 property tax bill for 21897 Broad St was $965 with a homeowner's exemption, up 7.3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Baldwin County
Municipality
Silverhill Town
Unified School District
Baldwin County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$965.00 (+7.34%)Homeowner's exemption
2025
$899.00
$23,040Land $6,420Building $16,620
$251,900Land $70,200Building $181,700
2023
$729.00 (-3.83%)Homeowner's exemption
$18,880 (-3.67%)
$188,600 (-3.78%)Land $45,500Building $143,100
2022
$758.00 (+38.83%)Homeowner's exemption
$19,600
$196,000Land $48,800Building $147,200
2021
$546.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 21897 Broad St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 30 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
30 in force
Nearby Flood Claims
19 (2005–2020)
Claims Outside the SFHA
2 of 19
Most Recent Claim
Sep 2020 · Hurricane Sally
Claims by Event
Hurricane Sally, Sep 2020 · 11 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 21897 Broad St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ROBERTSDALE serves 13,242 people · EPA ID AL0000061
Water Source
Groundwater
Last State Inspection
Feb 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025