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21895 Masters Cir, Estero, FL 33928 Property Records

Lee County property record for 21895 Masters Cir, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,691 sqft · built 2001
Lot Size0.233 acres (10,149 sqft)
OwnerIndividual Name on File
Last Sale$331,600 (Dec 2001)
Tax Bill$9,324 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN33-46-25-E4-1700B.0900

Property Details

APN / Parcel Number

Primary APN33-46-25-E4-1700B.0900
Alternative APNs
  • 253346E41700B0900
  • 334625170000B0900
  • 10457039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,691 sqft Living Area
Gross Area3,416 sqft
1st Floor Area1,767 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area10,149 sqft (0.233 acres)
View / LotLake
Garage TypeAttached
Garage Area482 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area308 sqft
PorchFlorida Room
Porch Area243 sqft
Patio Area616 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10457039
Street Address21895 MASTERS CIR
CityESTERO
StateFL
Zip33928-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMASTERS AT PELICAN SOUND PB 66 PGS 71-76 BLK B LOT 90
Legal Range25E
Legal Township46S
Legal Section33
Legal SubdivisionPELICAN SOUND
Legal TractE4
Legal BlockB
Legal Lot Number90
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50320

Owner

Source: Lee County records · APN 33-46-25-E4-1700B.0900

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21895 MASTERS CIR, ESTERO, FL 33928-6948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Feb 08, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2001 · Amount on Record
Deed SaleDec 12, 2001 · Amount on Record
Deed Book / Page3538 / 2473
Last Transfer DateJan 26, 2023
Transfer Doc0000049325
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address21895 MASTERS CIR, ESTERO, FL 33928-6948
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address21895 MASTERS CIR, ESTERO, FL 33928-6948

Mortgage

Document Number0000255537
DateSep 24, 2025
Instrument2025000255537
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 29, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateFeb 08, 2023
Property Address21895 MASTERS CIR, ESTERO, FL 33928-6948
Document Number0000049325
Map ReferenceMB 66 PG 71-76
Instrument DateJan 26, 2023
Instrument2023000049325
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21895 MASTERS CIR, ESTERO, FL 33928-6948

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21895 MASTERS CIR, ESTERO, FL 33928-6948

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$652,496 (+2.7%)$979,899 (+54.23%) Land $167,443 Building $812,456
2025$9,324.00 (-7.14%) Homeowner's exemption$635,342 (-10.34%) Land $179,750 Building $455,592$635,342 (-10.34%) Land $179,750 Building $455,592
2024$10,041.00 (+68.08%) Homeowner's exemption$708,608 (+77.06%) Land $211,582 Building $497,026$708,608 (-6.73%) Land $211,582 Building $497,026
2023$5,974.00 (-1.08%) Homeowner's exemption Widower's exemption$400,197 (+3%)$759,725 (+29.05%) Land $195,602 Building $564,123
2022$6,039.00 Homeowner's exemption$388,541$588,720 Land $140,835 Building $447,885

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503204, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 121 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies337 units insured
216 under condo master policies
Nearby Flood Claims39 (2022)
Claims Outside the SFHA5 of 39
Most Recent ClaimOct 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 21 claims
  • Hurricane Ian, Sep 2022 · 18 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity, Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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