2189 Wyndgate Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 2189 Wyndgate Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,313 sqft · built 1998
Lot Size	0.041 acres (1,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2014)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-08-28-2-000-001.052`

Property Details

APN / Parcel Number

Primary APN	`09-08-28-2-000-001.052`
Alternative APNs	`0309082802000001052` `221172`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,313 sqft Living Area
1st Floor Area	2,058 sqft
Upper Floors Area	2,510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,767 sqft (0.041 acres)
Lot Dimensions	25.5 ft deep x 69.3 ft wide
Garage Area	594 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	684 sqft
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	221172
Street Address	2189 WYNDGATE LOOP
City	MONTGOMERY
State	AL
Zip	36117-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60-S
Legal Description	0908282000001052
Legal Range	19E
Legal Township	16N
Legal Section	28
Legal Subdivision	WYNDRIDGE VILLAS 1
Legal Block	B
Legal Lot Number	8
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4019
Census Tract	5412

Owner

Source: Montgomery County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2189 WYNDGATE LOOP, MONTGOMERY, AL 36117-6949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 4, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2014 · Amount on Record
Deed Sale	Nov 3, 2014 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Book / Page	4628 / 373
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0039480953
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	2189 WYNDGATE LOOP, MONTGOMERY, AL 36117-6949
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064400554
Date	Mar 24, 2026
Book Page	6440/554

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	2189 WYNDGATE LOOP, MONTGOMERY, AL 36117-6949
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049180493
Date	Jan 4, 2017
Book Page	4918/0493
Instrument	4918-0493

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	2189 WYNDGATE LOOP, MONTGOMERY, AL 36117-6949
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053040926
Date	Nov 4, 2019
Book Page	5304/0926

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 4, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	2189 WYNDGATE LOOP, MONTGOMERY, AL 36117-6949
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055080363
Date	Dec 23, 2020
Book Page	5508/363

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (+2.85%) Homeowner's exemption	$46,850 (+2.81%) Land $6,000 Building $40,850	$468,500 (+2.81%) Land $60,000 Building $408,500
2023	$2,179.00 Homeowner's exemption	$45,570 Land $6,000 Building $39,570	$455,700 Land $60,000 Building $395,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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