2189 Windsor Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 2189 Windsor Rd, Loves Park, IL 61111

Property Summary

Property Type	Commercial
Details	1,863 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Aug 2021)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149A009`

Property Details

APN / Parcel Number

Primary APN	`149A009`
Alternative APN	`1205202016`

Interior

Stories	1 Story
Building Area	1,863 sqft Gross Area
1st Floor Area	1,863 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2189 WINDSOR RD
City	LOVES PARK
State	IL
Zip	61111-3964
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CR
Legal Description	RENN HART HILLS SUB NE 1/4 SEC 5-44-2EXC NLY & ELY PT 22700 SQ FT TO STATEALL BEG AT A PT N LN LOT 1 1029.03 FTE OF NW COR LOT 19 & A LN DRAWN PARA W
Legal Range	2
Legal Township	44
Legal Section	5
Legal Subdivision	RENN HART HILLS SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3003
Census Tract	3809

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2189 WINDSOR RD, LOVES PARK, IL 61111-3964
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Oct 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage UMB BANK NA
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Feb 23, 1990 · Amount on Record
Deed Document Number	202128133
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 10, 2026
Property Address	2189 WINDSOR RD, LOVES PARK, IL 61111-3964
Document Number	0000014599
Instrument Date	Jun 3, 2026
Instrument	202614599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2189 WINDSOR RD, LOVES PARK, IL 61111-3964

Mortgage

Document Number	0000014599,
Date	Jun 10, 2026
Instrument	202614599

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2189 WINDSOR RD, LOVES PARK, IL 61111-3964
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026113
Date	Oct 8, 2025
Instrument	2526113

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 9, 2021
Property Address	2189 WINDSOR RD, LOVES PARK, IL 61111-3964
Document Number	0000028133
Map Reference	PB 18 PG 41
Instrument Date	Jul 27, 2021
Instrument	2128133
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	LAKESHORE TITLE LLC, LAKESHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 WINDSOR RD, LOVES PARK, IL 61111-3964

Mortgage

Document Number	0000028134
Date	Aug 9, 2021
Instrument	2128134

Lender

Name	ILLINOIS BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Loves Park City
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (+4.47%)	$29,123 (+8.52%) Land $7,971 Building $21,152	$87,369 (+8.52%) Land $23,913 Building $63,456
2024	$2,235.00	$26,837 (+37.46%) Land $4,291 Building $22,546	$80,511 (+37.46%) Land $12,873 Building $67,638
2022		$19,523 Land $3,384 Building $16,139	$58,569 Land $10,152 Building $48,417

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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