2189 Wilimar Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2189 Wilimar Rd, Cottondale, FL 32431

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 2006
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2026)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-4N-11-0000-0060-0020`

Property Details

APN / Parcel Number

Primary APN	`29-4N-11-0000-0060-0020`
Alternative APN	`11 N 429000000600020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,352 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	88,427 sqft (2.03 acres)
Porch	Florida Room
Lean-To	240 sqft
Pole Barn	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	2189 WILIMAR RD
City	COTTONDALE
State	FL
Zip	32431-7799
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OR 1196 P 537 COMM AT NWC OF NE1/4 OF NW1/4 OF SECT, RUN S 276.36 FT TO BEGIN, S 133.40 FT, E 293.96 FT TO W/LY BNDY OF COUNTY GRADED RD, N 26* E 148.46 FT, W 359.12 FT TO POB. OR 1204 P 350 EASEMENT.... OR 1383 P 606 OR 1701 P 156 ALSO: OR 1237 P 13
Legal Range	11W
Legal Township	04N
Legal Section	29
Legal Block	20
Legal Lot Number	60
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	1
Census Block	1001
Census Tract	211100

Owner

2189 Wilimar Rd, a mobile home, is owned and occupied by two individuals who bought it in March 2026.

Source: Jackson County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 9, 2021	Quit Claim Deed, Transfer · Conventional Mortgage JACKSON COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Aug 28, 2023 · Amount on File
Deed Document Number	20262241
Deed Book / Page	1912 / 282
Prior Transfer Date	May 16, 2021
Prior Transfer Doc	0017010156
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Mar 3, 2026
Property Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799
Document Number	0019120282
Book / Page	1912 / 282
Instrument Date	Feb 21, 2026
Instrument	202632002241
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MARIANNA TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SHEFFIELD PL, SOUTHAMPTON, NJ 08088-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799

Mortgage

Document Number	0001912288
Date	Mar 3, 2026
Instrument	1912/288

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Aug 28, 2023
Property Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799
Document Number	0018030643
Book / Page	1803 / 643
Instrument Date	Aug 24, 2023
Instrument	202332008809
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MARIANNA TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3573 HIGHWAY 69, GRAND RIDGE, FL 32442-4263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799

Mortgage

Document Number	0018030645
Date	Aug 28, 2023
Book Page	1803/645
Instrument	202332008810

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Jun 9, 2021
Property Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799
Document Number	0017010156
Book / Page	1701 / 156
Instrument Date	May 16, 2021
Instrument	202132007216
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	MARIANNA TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2194 WILIMER RD, 2194, OWINGSVILLE, KY 40360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 WILIMAR RD, COTTONDALE, FL 32431-7799

Mortgage

Document Number	1701158
Date	Jun 9, 2021
Instrument	1701/158

Lender

Name	JACKSON COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2189 Wilimar Rd was $2,039, down 1.2% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,039.00 (-1.21%)	$152,970 (-0.96%) Land $17,255 Building $135,715	$152,970 (-0.96%) Land $17,255 Building $135,715
2024	$2,064.00 (+1,015.68%)	$154,460 (+280.4%) Land $17,255 Building $137,205	$154,460 (+145.29%) Land $17,255 Building $137,205
2023	$185.00 (+143.42%) Homeowner's exemption	$40,605 (+30.27%)	$62,971 (+43.42%) Land $17,255 Building $45,716
2022	$76.00 Homeowner's exemption	$31,170	$43,907 Land $8,240 Building $35,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2189 Wilimar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2189 Wilimar Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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