Clay County property record for 2189 Scotch Pine Rd, Xenia, IL 62899
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,330 sqft · built 1926 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-18-300-006 |
| Primary APN | 09-18-300-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 111,949 sqft (2.57 acres) |
| Porch | Slab |
| Porch Area | 232 sqft |
| Heating System | Other |
|---|
| Street Address | 2189 SCOTCH PINE RD |
|---|---|
| City | XENIA |
| State | IL |
| Zip | 62899-2123 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 18-3-5 350 FT X 320 FT LYING 360 FT S NE/COR OF E/2 SW FR 2.57 AC |
| Legal Range | 05 |
| Legal Township | 03 |
| Legal Section | 18 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | SONGER |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 972000 |
2189 Scotch Pine Rd, a residential property, is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2189 SCOTCH PINE RD, XENIA, IL 62899-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 27, 2026 |
| Property Address | 2189 SCOTCH PINE RD, XENIA, IL 62899-2123 |
| Document Number | 0000001379 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 20261379 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2189 SCOTCH PINE RD, XENIA, IL 62899-2123 |
| Document Number | 0000001379, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20261379 |
| Name | CLAY COUNTY STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Aug 15, 2026 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 2189 Scotch Pine Rd was $2,227 with a homeowner's exemption, up 6.7% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Songer Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,227.00 (+6.71%) Homeowner's exemption | $43,033 Land $2,756 Building $40,277 | $129,099 (+11.01%) Land $8,268 Building $120,831 |
| 2024 | $2,087.00 | $116,295 Land $7,413 Building $108,882 | |
| 2022 | $1,826.00 (-0.05%) Homeowner's exemption | $32,244 Land $2,061 Building $30,183 | $96,732 Land $6,183 Building $90,549 |
| 2021 | $1,827.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2189 Scotch Pine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2189 Scotch Pine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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