2189 S 7th St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 2189 S 7th St, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,064 sqft · built 1964
Lot Size	0.254 acres (11,064 sqft)
Owner	Company Name on File
Last Sale	$540,000 (May 2019)
Tax Bill	$15,199 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-06-104-011`

Property Details

APN / Parcel Number

Primary APN	`09-12-06-104-011`
Alternative APN	`1206104011`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2189 S 7TH ST
City	ANN ARBOR
State	MI
Zip	48103-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 44 LANSDOWNE SUB
Legal Range	06E
Legal Township	03S
Legal Section	06
Legal Subdivision	LANSDOWNE
Legal Block	104
Legal Lot Number	44
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1020
Census Tract	404400

Owner

2189 S 7th St is owned by a company that bought it in May 2019 and is owner-occupied.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	2189 S 7TH ST, ANN ARBOR, MI 48103-6142
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Apr 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage UNIVERSITY LNDG
May 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Oct 24, 2012 · Amount on File
Deed Document Number	20196470359
Deed Book / Page	5303 / 603
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2189 S 7TH ST, ANN ARBOR, MI 48103-6142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006544151
Date	Sep 24, 2020
Book Page	5377/369
Instrument	6544151

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Apr 1, 2020
Property Address	2189 S 7TH ST, ANN ARBOR, MI 48103-6142
Document Number	0006514144
Book / Page	005347 / 000344
Instrument Date	Mar 6, 2020
Instrument	6514144
Transaction Type	Construction Loan
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2189 S 7TH ST #5 ANN ARBOR MI 481036142, 5, ANN ARBOR, MI 48103-6142

Mortgage

Document Number	0006514144
Date	Apr 1, 2020
Book Page	005347/000344
Instrument	6514144

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 16, 2019
Property Address	2189 S 7TH ST, ANN ARBOR, MI 48103-6142
Document Number	0006470359
Book / Page	005303 / 000603
Instrument Date	Apr 29, 2019
Instrument	6470359
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 N ASHLEY ST #803 ANN ARBOR MI 481041771, 803, ANN ARBOR, MI 48104-1771

Mortgage

Document Number	6470360
Date	May 16, 2019
Book Page	005303/000604
Instrument	6470360

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2189 S 7th St was $15,199 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,400	$624,800
2025	$15,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2189 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2189 S 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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