2189 Ruby Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2189 Ruby Ln, Overgaard, AZ 85933 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1957
Square Footage	2,127 sqft Living Area
Lot Size	13,939 sqft (0.32 acres)
Tax Bill	$1,089.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`206-25-021B`

Interior

Building Area	2,127 sqft Living Area
1st Floor	792 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.32 acres)
Total Buildings	2 Total Buildings
Deck Area	Deck Area
Patio Area	160 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	2189 RUBY LN
City	OVERGAARD
State	AZ
Zip	85933-5037
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECTION 32,T12N, R17E: W 133 OF BEG COR #7, HES 181; TH S45DG44 16 E 1479.56 TPOB; TH N76DG0530 W 270; TH N13DG5430 E 100; T H S76DG0530 E 270; TH S13DG5430 W 100 TPOB. OUT OF 206-25-002 H & 021 OUT OF 206-25-021A FOR2008ROLL
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	HES #181
Jurisdiction	NAVAJO AZ
Minor Civil Division	SNOWFLAKE
Census Blockgroup	2
Census Block	2057
Census Tract	963700

Owner

Source: Navajo County records · APN 206-25-021B

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2056, OVERGAARD, AZ 85933-2056
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2010
Deed Sale	Oct 04, 2010
Deed Doc Number	201016692
Prior Transfer Date	Feb 25, 2010
Prior Transfer Doc	0000003996
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2189 RUBY LN, OVERGAARD, AZ 85933-5037
Document Number	0000016131
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	11563 W JACKSON ST AVONDALE AZ 853231198, AVONDALE, AZ 85323-1198

Mortgage

Document Number	0000016131
Date	Oct 15, 2019
Instrument	16131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$263,757 (+15.57%) Land $31,396 Building $232,361
2025	$1,089.00 (+15.73%)	$22,822 Land $3,026 Building $19,796	$228,228 Land $30,264 Building $197,964
2023	$941.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Arizona
Wildfire Likelihood	About 1 in 233 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.