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2189 Morris Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2189 Morris Rd, Cottondale, FL 32431 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,232 sqft · built 1998
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on File
Deeds & MortgagesJan 2024 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30-4N-11-0000-0070-0041

Property Details

APN / Parcel Number

Primary APN30-4N-11-0000-0070-0041
Alternative APN
  • 11 N 430000000700041

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,232 sqft Living Area
Gross Area3,268 sqft
1st Floor Area3,232 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area31,363 sqft (0.72 acres)
DrivewayConcrete Driveway
Driveway Area400 sqft

Exterior Amenities

Pool Area741 sqft
Pool House256 sqft
PorchFinished/Open Porch
Shed1 Shed
Shed Area520 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address2189 MORRIS RD
CityCOTTONDALE
StateFL
Zip32431-7775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 945 P 171 COMM AT NEC OF E1/2 OF NW1/2, RUN S ALONG GRADED RD 178.60 FT TO BEGIN, S 153.60 FT, W 203.63 FT, N 153.60 FT, E 203.63 FT TO CENTERLINE OF GRADED RD TO POB OR 984 P 900 OR 1137 P 354, 357, & 360 OR 1194 P 325 OR 1231 P 566 OR 1252 P 716
Legal Range11W
Legal Township04N
Legal Section30
Legal Block41
Legal Lot Number70
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group1
Census Block1003
Census Tract211100

Owner

Source: Jackson County records · APN 30-4N-11-0000-0070-0041

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2189 MORRIS RD, COTTONDALE, FL 32431-7775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
CALHOUN LIBERTY EMPLOYEES CU
Mar 13, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 15, 2019Grant Deed, Transfer
ATTORNEY ONLY
Feb 06, 2017Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 07, 2009
Transfer Doc0012520716
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2189 MORRIS RD, COTTONDALE, FL 32431-7775
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2189 MORRIS RD, COTTONDALE, FL 32431-7775

Mortgage

Document Number0018190382
DateJan 30, 2024
Book Page1819/382
Instrument202432000871
Lender
NameCALHOUN LIBERTY EMPLOYEES CU
TypeCredit Union
Address16076 STATE ROAD 71 S, BLOUNTSTOWN, FL 32424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2189 MORRIS RD, COTTONDALE, FL 32431-7775
Transaction TypeMortgage
Record UpdatedApr 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2189 MORRIS RD, COTTONDALE, FL 32431-7775

Mortgage

Document Number0017830300
DateMar 13, 2023
Book Page1783/300
Instrument202332002611
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueMar 01, 2047

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON FL
Recording DateJan 15, 2019
Property Address2189 MORRIS RD, COTTONDALE, FL 32431-7775
Document Number0015950541
Book / Page001595 / 000541
Instrument DateJan 14, 2019
Instrument32000711
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2189 MORRIS RD COTTONDALE FL 324317775, COTTONDALE, FL 32431-7775

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2189 MORRIS RD, COTTONDALE, FL 32431-7775
Document Number0015220544
Book / Page001522 / 000544
Instrument DateFeb 06, 2017
Transaction TypeMortgage
Record UpdatedJun 06, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2189 MORRIS RD COTTONDALE FL 324317775, COTTONDALE, FL 32431-7775

Mortgage

Document Number0015220544
DateFeb 14, 2017
Book Page001522/000544
Instrument32001690
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$250,477 (+9.84%)$333,003 (+7.12%) Land $6,120 Building $326,883
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$228,033$310,877 Land $6,120 Building $304,757

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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