2189 Midden Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2189 Midden Dr, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,190 sqft · built 2018
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$698,170 (Nov 2018)
Tax Bill	$2,720 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`561-01-00-693`

Property Details

APN / Parcel Number

Primary APN	`561-01-00-693`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,190 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached

Location & Zoning

Street Address	2189 MIDDEN DR
City	MOUNT PLEASANT
State	SC
Zip	29466-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L18 MAPPLATP 0232-0234 SUBDIVISIONNAME OYSTER POINT PHASE 3 BLOCK LOT 514 GOVLOT TRACT
Legal Subdivision	OYSTER POINT
Legal Phase	3
Legal Lot Number	514
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2005
Census Tract	4610

Owner

2189 Midden Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Charleston County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2189 MIDDEN DR, MOUNT PLEASANT, SC 29466-9431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Nov 1, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Document Number	0000757580
Deed Book / Page	0757 / 580
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2189 MIDDEN DR, MOUNT PLEASANT, SC 29466-9431
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009760422
Date	Mar 29, 2021
Book Page	976/422

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 1, 2018
Property Address	2189 MIDDEN DR, MOUNT PLEASANT, SC 29466-9431
Document Number	0757/0580
Book / Page	000757 / 000580
Instrument Date	Oct 26, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2189 MIDDEN DR MOUNT PLEASANT SC 294669431, MOUNT PLEASANT, SC 29466-9431

Mortgage

Document Number	757/0581
Date	Nov 1, 2018
Book Page	000757/000581

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Mortgage

Document Number	757/0583,
Date	Nov 1, 2018
Book Page	000757/000583

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 31, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,720.00	$27,920
2022	$2,517.00	$27,920	$698,000 Land $160,000 Building $538,000
2020			$698,000 Land $160,000 Building $538,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2189 Midden Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 629 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	629 in force
Nearby Flood Claims	17 (1988–2025)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2025
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Gaston, Aug 2004 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2189 Midden Dr is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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