2189 Michele Ct, Troy, MI 48085 Property Records

Oakland County property record for 2189 Michele Ct, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 1974
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2019)
Tax Bill	$5,211 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-12-181-021`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-181-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	782 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Deck Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2189 MICHELE CT
City	TROY
State	MI
Zip	48085-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 STONERIDGE SUB NO 2 LOT 412
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	STONERIDGE SUB #2
Legal Lot Number	412
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2006
Census Tract	196000

Owner

Source: Oakland County records · APN 88-20-12-181-021

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2189 MICHELE CT, TROY, MI 48085-3800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2019 · Amount on Record
Deed Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	2019108347
Deed Book / Page	53004 / 372
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 08, 2019
Property Address	2189 MICHELE CT, TROY, MI 48085-3800
Document Number	0000108347
Book / Page	053004 / 000372
Instrument Date	Jul 01, 2019
Instrument	108347
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2189 MICHELE CT TROY MI 480853800, TROY, MI 48085-3800

Mortgage

Document Number	108340
Date	Jul 08, 2019
Book Page	053004/000286
Instrument	108340

Lender

Name	SOMERSET LNDG
Address	ROCHESTER, MI 48307

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,211.00 (-32.99%)
2023			$313,340
2022	$7,776.00	$156,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251960002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 428 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006690, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY serves 85,854 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.