2189 Lupine Rd, Hercules, CA 94547 Property Records

Contra Costa County property record for 2189 Lupine Rd, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,927 sqft · built 1978
Lot Size	0.233 acres (10,150 sqft)
Owner	Individual Name on Record
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Apr 2018 Reverse Mortgage Dec 2018 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`406-353-005-1`

Property Details

APN / Parcel Number

Primary APN	`406-353-005-1`
Alternative APN	`406-353-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,927 sqft Living Area
1st Floor Area	972 sqft
2nd Floor Area	955 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	10,150 sqft (0.233 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2189 LUPINE RD
City	HERCULES
State	CA
Zip	94547-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T05006 L0212 B
Legal Subdivision	SUBDIVISION 5006
Legal Tract	05006
Legal Lot Number	212
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	359203

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Dec 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Jul 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
May 28, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Dec 11, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 18, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 13, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 6, 2020
Transfer Doc	0000101673
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PREMIUM TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063215
Date	Apr 24, 2018
Instrument	2018-063215

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.23%
Type Change Date	May 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203714
Date	Dec 20, 2018
Instrument	2018-203714

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Non-Lending Institution
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Dec 10, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 LUPINE RD, HERCULES, CA 94547-1106

Mortgage

Document Number	0000212083
Date	Jul 29, 2021
Instrument	2021-212083

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	917 Months
Due	Dec 10, 2097

Interest

Rate Type	Adjustable Rate
Rate	1.83%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2020
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Document Number	0000101673
Map Reference	MB 197 PG 17-38
Instrument Date	Feb 6, 2020
Instrument	2020-101673
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 LUPINE RD, HERCULES, CA 94547-1106

Mortgage

Document Number	0000101674
Date	May 28, 2020
Instrument	2020-101674

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	931 Months
Due	Dec 10, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.53%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Document Number	0000203715
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 LUPINE RD HERCULES CA 945471106, HERCULES, CA 94547-1106

Mortgage

Document Number	0000203715
Date	Dec 20, 2018
Instrument	203715

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Dec 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Document Number	0000063216
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	PREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 LUPINE RD HERCULES CA 945471106, HERCULES, CA 94547-1106

Mortgage

Document Number	0000063216
Date	Apr 24, 2018
Instrument	63216

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.23%

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2017
Property Address	2189 LUPINE RD, HERCULES, CA 94547-1106
Document Number	0000027412
Instrument Date	Jan 26, 2017
Instrument	27412
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 LUPINE RD HERCULES CA 945471106, HERCULES, CA 94547-1106

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,787 (+2%) Land $44,747 Building $130,040
2025	$3,498.00 (+8.63%) Homeowner's exemption	$171,361 (+4.04%) Land $43,870 Building $127,491
2023	$3,220.00 (+1.23%) Homeowner's exemption	$164,709 Land $42,167 Building $122,542
2022	$3,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Unwired.

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