2189 Hwy W, Hermann, MO 65041 Property Records

Gasconade County property record for 2189 Hwy W, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1880
Lot Size	5.81 acres (253,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2019)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-4.0-19-0-00-007.010`

Property Details

APN / Parcel Number

Primary APN	`08-4.0-19-0-00-007.010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	253,084 sqft (5.81 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Silo	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2189 HIGHWAY W
City	HERMANN
State	MO
Zip	65041-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SE, PT SE SE, N & W OF HWY W: AC-5.81
Legal Range	05W
Legal Township	44N
Legal Section	19
Jurisdiction	GASCONADE MO
Township / Civil Division	BOULWARE
Census Block Group	3
Census Block	3014
Census Tract	960300

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2189 HIGHWAY W, HERMANN, MO 65041-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED BANK OF UNION
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK OF UNION
Sep 5, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNITED BANK OF UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	20192249
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	2189 HIGHWAY W, HERMANN, MO 65041-4810
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192250
Date	Sep 5, 2019
Instrument	2019-2250

Lender

Name	UNITED BANK OF UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2020

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	2189 HIGHWAY W, HERMANN, MO 65041-4810
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213175
Date	Sep 23, 2021
Instrument	2021-3175

Lender

Name	UNITED BANK OF UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Sep 5, 2019
Property Address	2189 HIGHWAY W, HERMANN, MO 65041-4810
Document Number	20192249
Instrument Date	Sep 5, 2019
Instrument	2019-2249
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6408 HIGHWAY AJ, WASHINGTON, MO 63090-6022

Mortgage

Document Number	20192250
Date	Sep 5, 2019
Instrument	2019-2250

Lender

Name	UNITED BANK OF UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2020

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,730 (-)	$136,090 (-) Land $28,600 Building $107,490
2025	$1,585.00 (+7.38%)	$25,730 (+8.89%)	$136,090 (+8.87%) Land $28,600 Building $107,490
2023	$1,476.00 (-0.47%)	$23,630	$125,000
2022	$1,483.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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